LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,486
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$49,994
−HK$1,532/mo
Today · 4.125%
HK$51,526
baseline
▲ 0.50% · 4.625%
HK$54,662
+HK$3,136/mo
Deposit HK$10.63M · loan HK$10.63M · min. income ≈ HK$103,052/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$876,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,940
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$55,387
−HK$1,467/mo
Today · 4.125%
HK$56,854
baseline
▲ 0.50% · 4.625%
HK$59,851
+HK$2,997/mo
Deposit HK$10.63M · loan HK$10.63M · min. income ≈ HK$113,708/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$876,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,183
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$59,993
−HK$1,839/mo
Today · 4.125%
HK$61,832
baseline
▲ 0.50% · 4.625%
HK$65,594
+HK$3,762/mo
Deposit HK$8.51M · loan HK$12.76M · min. income ≈ HK$123,664/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$876,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,728
−HK$3,497/mo
▼ 0.25% · 3.875%
HK$66,464
−HK$1,761/mo
Today · 4.125%
HK$68,225
baseline
▲ 0.50% · 4.625%
HK$71,821
+HK$3,596/mo
Deposit HK$8.51M · loan HK$12.76M · min. income ≈ HK$136,450/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$876,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,880
−HK$4,257/mo
▼ 0.25% · 3.875%
HK$69,992
−HK$2,145/mo
Today · 4.125%
HK$72,137
baseline
▲ 0.50% · 4.625%
HK$76,526
+HK$4,389/mo
Deposit HK$6.38M · loan HK$14.88M · min. income ≈ HK$144,274/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$876,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,516
−HK$4,080/mo
▼ 0.25% · 3.875%
HK$77,541
−HK$2,055/mo
Today · 4.125%
HK$79,596
baseline
▲ 0.50% · 4.625%
HK$83,791
+HK$4,195/mo
Deposit HK$6.38M · loan HK$14.88M · min. income ≈ HK$159,192/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$876,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,274
−HK$5,473/mo
▼ 0.25% · 3.875%
HK$89,989
−HK$2,758/mo
Today · 4.125%
HK$92,747
baseline
▲ 0.50% · 4.625%
HK$98,391
+HK$5,644/mo
Deposit HK$2.13M · loan HK$19.14M · min. income ≈ HK$185,494/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$876,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,092
−HK$5,246/mo
▼ 0.25% · 3.875%
HK$99,696
−HK$2,642/mo
Today · 4.125%
HK$102,338
baseline
▲ 0.50% · 4.625%
HK$107,732
+HK$5,394/mo
Deposit HK$2.13M · loan HK$19.14M · min. income ≈ HK$204,676/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$876,332 · Scale 2, in force from 26 Feb 2026)