LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,487
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$49,996
−HK$1,532/mo
Today · 4.125%
HK$51,528
baseline
▲ 0.50% · 4.625%
HK$54,663
+HK$3,135/mo
Deposit HK$10.63M · loan HK$10.63M · min. income ≈ HK$103,056/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$876,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,942
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$55,388
−HK$1,468/mo
Today · 4.125%
HK$56,856
baseline
▲ 0.50% · 4.625%
HK$59,853
+HK$2,997/mo
Deposit HK$10.63M · loan HK$10.63M · min. income ≈ HK$113,712/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$876,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,185
−HK$3,648/mo
▼ 0.25% · 3.875%
HK$59,995
−HK$1,838/mo
Today · 4.125%
HK$61,833
baseline
▲ 0.50% · 4.625%
HK$65,596
+HK$3,763/mo
Deposit HK$8.51M · loan HK$12.76M · min. income ≈ HK$123,666/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$876,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,730
−HK$3,497/mo
▼ 0.25% · 3.875%
HK$66,466
−HK$1,761/mo
Today · 4.125%
HK$68,227
baseline
▲ 0.50% · 4.625%
HK$71,823
+HK$3,596/mo
Deposit HK$8.51M · loan HK$12.76M · min. income ≈ HK$136,454/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$876,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,882
−HK$4,257/mo
▼ 0.25% · 3.875%
HK$69,994
−HK$2,145/mo
Today · 4.125%
HK$72,139
baseline
▲ 0.50% · 4.625%
HK$76,529
+HK$4,390/mo
Deposit HK$6.38M · loan HK$14.88M · min. income ≈ HK$144,278/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$876,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,518
−HK$4,080/mo
▼ 0.25% · 3.875%
HK$77,544
−HK$2,054/mo
Today · 4.125%
HK$79,598
baseline
▲ 0.50% · 4.625%
HK$83,794
+HK$4,196/mo
Deposit HK$6.38M · loan HK$14.88M · min. income ≈ HK$159,196/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$876,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,277
−HK$5,473/mo
▼ 0.25% · 3.875%
HK$89,992
−HK$2,758/mo
Today · 4.125%
HK$92,750
baseline
▲ 0.50% · 4.625%
HK$98,394
+HK$5,644/mo
Deposit HK$2.13M · loan HK$19.14M · min. income ≈ HK$185,500/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$876,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,095
−HK$5,246/mo
▼ 0.25% · 3.875%
HK$99,699
−HK$2,642/mo
Today · 4.125%
HK$102,341
baseline
▲ 0.50% · 4.625%
HK$107,735
+HK$5,394/mo
Deposit HK$2.13M · loan HK$19.14M · min. income ≈ HK$204,682/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$876,397 · Scale 2, in force from 26 Feb 2026)