LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,490
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$49,998
−HK$1,532/mo
Today · 4.125%
HK$51,530
baseline
▲ 0.50% · 4.625%
HK$54,666
+HK$3,136/mo
Deposit HK$10.63M · loan HK$10.63M · min. income ≈ HK$103,060/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$876,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,944
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$55,391
−HK$1,468/mo
Today · 4.125%
HK$56,859
baseline
▲ 0.50% · 4.625%
HK$59,856
+HK$2,997/mo
Deposit HK$10.63M · loan HK$10.63M · min. income ≈ HK$113,718/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$876,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,187
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$59,997
−HK$1,839/mo
Today · 4.125%
HK$61,836
baseline
▲ 0.50% · 4.625%
HK$65,599
+HK$3,763/mo
Deposit HK$8.51M · loan HK$12.76M · min. income ≈ HK$123,672/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$876,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,733
−HK$3,497/mo
▼ 0.25% · 3.875%
HK$66,469
−HK$1,761/mo
Today · 4.125%
HK$68,230
baseline
▲ 0.50% · 4.625%
HK$71,827
+HK$3,597/mo
Deposit HK$8.51M · loan HK$12.76M · min. income ≈ HK$136,460/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$876,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,885
−HK$4,257/mo
▼ 0.25% · 3.875%
HK$69,997
−HK$2,145/mo
Today · 4.125%
HK$72,142
baseline
▲ 0.50% · 4.625%
HK$76,532
+HK$4,390/mo
Deposit HK$6.38M · loan HK$14.89M · min. income ≈ HK$144,284/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$876,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,522
−HK$4,080/mo
▼ 0.25% · 3.875%
HK$77,547
−HK$2,055/mo
Today · 4.125%
HK$79,602
baseline
▲ 0.50% · 4.625%
HK$83,798
+HK$4,196/mo
Deposit HK$6.38M · loan HK$14.89M · min. income ≈ HK$159,204/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$876,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,281
−HK$5,473/mo
▼ 0.25% · 3.875%
HK$89,996
−HK$2,758/mo
Today · 4.125%
HK$92,754
baseline
▲ 0.50% · 4.625%
HK$98,398
+HK$5,644/mo
Deposit HK$2.13M · loan HK$19.14M · min. income ≈ HK$185,508/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$876,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,099
−HK$5,246/mo
▼ 0.25% · 3.875%
HK$99,704
−HK$2,641/mo
Today · 4.125%
HK$102,345
baseline
▲ 0.50% · 4.625%
HK$107,740
+HK$5,395/mo
Deposit HK$2.13M · loan HK$19.14M · min. income ≈ HK$204,690/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$876,496 · Scale 2, in force from 26 Feb 2026)