LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,490
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$49,999
−HK$1,532/mo
Today · 4.125%
HK$51,531
baseline
▲ 0.50% · 4.625%
HK$54,667
+HK$3,136/mo
Deposit HK$10.63M · loan HK$10.63M · min. income ≈ HK$103,062/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$876,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,945
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$55,392
−HK$1,468/mo
Today · 4.125%
HK$56,860
baseline
▲ 0.50% · 4.625%
HK$59,857
+HK$2,997/mo
Deposit HK$10.63M · loan HK$10.63M · min. income ≈ HK$113,720/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$876,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,188
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$59,998
−HK$1,839/mo
Today · 4.125%
HK$61,837
baseline
▲ 0.50% · 4.625%
HK$65,600
+HK$3,763/mo
Deposit HK$8.51M · loan HK$12.76M · min. income ≈ HK$123,674/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$876,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,734
−HK$3,497/mo
▼ 0.25% · 3.875%
HK$66,470
−HK$1,761/mo
Today · 4.125%
HK$68,231
baseline
▲ 0.50% · 4.625%
HK$71,828
+HK$3,597/mo
Deposit HK$8.51M · loan HK$12.76M · min. income ≈ HK$136,462/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$876,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,886
−HK$4,258/mo
▼ 0.25% · 3.875%
HK$69,998
−HK$2,146/mo
Today · 4.125%
HK$72,144
baseline
▲ 0.50% · 4.625%
HK$76,533
+HK$4,389/mo
Deposit HK$6.38M · loan HK$14.89M · min. income ≈ HK$144,288/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$876,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,523
−HK$4,080/mo
▼ 0.25% · 3.875%
HK$77,549
−HK$2,054/mo
Today · 4.125%
HK$79,603
baseline
▲ 0.50% · 4.625%
HK$83,799
+HK$4,196/mo
Deposit HK$6.38M · loan HK$14.89M · min. income ≈ HK$159,206/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$876,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,283
−HK$5,473/mo
▼ 0.25% · 3.875%
HK$89,998
−HK$2,758/mo
Today · 4.125%
HK$92,756
baseline
▲ 0.50% · 4.625%
HK$98,400
+HK$5,644/mo
Deposit HK$2.13M · loan HK$19.14M · min. income ≈ HK$185,512/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$876,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,101
−HK$5,246/mo
▼ 0.25% · 3.875%
HK$99,705
−HK$2,642/mo
Today · 4.125%
HK$102,347
baseline
▲ 0.50% · 4.625%
HK$107,742
+HK$5,395/mo
Deposit HK$2.13M · loan HK$19.14M · min. income ≈ HK$204,694/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$876,531 · Scale 2, in force from 26 Feb 2026)