LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,491
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$50,000
−HK$1,532/mo
Today · 4.125%
HK$51,532
baseline
▲ 0.50% · 4.625%
HK$54,668
+HK$3,136/mo
Deposit HK$10.63M · loan HK$10.63M · min. income ≈ HK$103,064/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$876,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,946
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$55,393
−HK$1,468/mo
Today · 4.125%
HK$56,861
baseline
▲ 0.50% · 4.625%
HK$59,858
+HK$2,997/mo
Deposit HK$10.63M · loan HK$10.63M · min. income ≈ HK$113,722/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$876,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,190
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$60,000
−HK$1,839/mo
Today · 4.125%
HK$61,839
baseline
▲ 0.50% · 4.625%
HK$65,601
+HK$3,762/mo
Deposit HK$8.51M · loan HK$12.76M · min. income ≈ HK$123,678/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$876,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,735
−HK$3,498/mo
▼ 0.25% · 3.875%
HK$66,472
−HK$1,761/mo
Today · 4.125%
HK$68,233
baseline
▲ 0.50% · 4.625%
HK$71,829
+HK$3,596/mo
Deposit HK$8.51M · loan HK$12.76M · min. income ≈ HK$136,466/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$876,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,888
−HK$4,257/mo
▼ 0.25% · 3.875%
HK$70,000
−HK$2,145/mo
Today · 4.125%
HK$72,145
baseline
▲ 0.50% · 4.625%
HK$76,535
+HK$4,390/mo
Deposit HK$6.38M · loan HK$14.89M · min. income ≈ HK$144,290/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$876,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,525
−HK$4,080/mo
▼ 0.25% · 3.875%
HK$77,550
−HK$2,055/mo
Today · 4.125%
HK$79,605
baseline
▲ 0.50% · 4.625%
HK$83,801
+HK$4,196/mo
Deposit HK$6.38M · loan HK$14.89M · min. income ≈ HK$159,210/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$876,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,284
−HK$5,474/mo
▼ 0.25% · 3.875%
HK$89,999
−HK$2,759/mo
Today · 4.125%
HK$92,758
baseline
▲ 0.50% · 4.625%
HK$98,402
+HK$5,644/mo
Deposit HK$2.13M · loan HK$19.14M · min. income ≈ HK$185,516/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$876,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,103
−HK$5,246/mo
▼ 0.25% · 3.875%
HK$99,707
−HK$2,642/mo
Today · 4.125%
HK$102,349
baseline
▲ 0.50% · 4.625%
HK$107,744
+HK$5,395/mo
Deposit HK$2.13M · loan HK$19.14M · min. income ≈ HK$204,698/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$876,574 · Scale 2, in force from 26 Feb 2026)