LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,496
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$50,004
−HK$1,533/mo
Today · 4.125%
HK$51,537
baseline
▲ 0.50% · 4.625%
HK$54,673
+HK$3,136/mo
Deposit HK$10.63M · loan HK$10.63M · min. income ≈ HK$103,074/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$876,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,951
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$55,398
−HK$1,468/mo
Today · 4.125%
HK$56,866
baseline
▲ 0.50% · 4.625%
HK$59,864
+HK$2,998/mo
Deposit HK$10.63M · loan HK$10.63M · min. income ≈ HK$113,732/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$876,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,195
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$60,005
−HK$1,839/mo
Today · 4.125%
HK$61,844
baseline
▲ 0.50% · 4.625%
HK$65,608
+HK$3,764/mo
Deposit HK$8.51M · loan HK$12.76M · min. income ≈ HK$123,688/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$876,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,741
−HK$3,498/mo
▼ 0.25% · 3.875%
HK$66,478
−HK$1,761/mo
Today · 4.125%
HK$68,239
baseline
▲ 0.50% · 4.625%
HK$71,836
+HK$3,597/mo
Deposit HK$8.51M · loan HK$12.76M · min. income ≈ HK$136,478/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$876,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,894
−HK$4,258/mo
▼ 0.25% · 3.875%
HK$70,006
−HK$2,146/mo
Today · 4.125%
HK$72,152
baseline
▲ 0.50% · 4.625%
HK$76,542
+HK$4,390/mo
Deposit HK$6.38M · loan HK$14.89M · min. income ≈ HK$144,304/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$876,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,532
−HK$4,080/mo
▼ 0.25% · 3.875%
HK$77,557
−HK$2,055/mo
Today · 4.125%
HK$79,612
baseline
▲ 0.50% · 4.625%
HK$83,809
+HK$4,197/mo
Deposit HK$6.38M · loan HK$14.89M · min. income ≈ HK$159,224/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$876,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,293
−HK$5,474/mo
▼ 0.25% · 3.875%
HK$90,008
−HK$2,759/mo
Today · 4.125%
HK$92,767
baseline
▲ 0.50% · 4.625%
HK$98,411
+HK$5,644/mo
Deposit HK$2.13M · loan HK$19.14M · min. income ≈ HK$185,534/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$876,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,112
−HK$5,247/mo
▼ 0.25% · 3.875%
HK$99,717
−HK$2,642/mo
Today · 4.125%
HK$102,359
baseline
▲ 0.50% · 4.625%
HK$107,754
+HK$5,395/mo
Deposit HK$2.13M · loan HK$19.14M · min. income ≈ HK$204,718/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$876,775 · Scale 2, in force from 26 Feb 2026)