LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,497
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$50,005
−HK$1,533/mo
Today · 4.125%
HK$51,538
baseline
▲ 0.50% · 4.625%
HK$54,674
+HK$3,136/mo
Deposit HK$10.63M · loan HK$10.63M · min. income ≈ HK$103,076/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$876,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,952
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$55,399
−HK$1,468/mo
Today · 4.125%
HK$56,867
baseline
▲ 0.50% · 4.625%
HK$59,864
+HK$2,997/mo
Deposit HK$10.63M · loan HK$10.63M · min. income ≈ HK$113,734/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$876,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,196
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$60,006
−HK$1,839/mo
Today · 4.125%
HK$61,845
baseline
▲ 0.50% · 4.625%
HK$65,608
+HK$3,763/mo
Deposit HK$8.51M · loan HK$12.76M · min. income ≈ HK$123,690/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$876,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,742
−HK$3,498/mo
▼ 0.25% · 3.875%
HK$66,479
−HK$1,761/mo
Today · 4.125%
HK$68,240
baseline
▲ 0.50% · 4.625%
HK$71,837
+HK$3,597/mo
Deposit HK$8.51M · loan HK$12.76M · min. income ≈ HK$136,480/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$876,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,895
−HK$4,258/mo
▼ 0.25% · 3.875%
HK$70,007
−HK$2,146/mo
Today · 4.125%
HK$72,153
baseline
▲ 0.50% · 4.625%
HK$76,543
+HK$4,390/mo
Deposit HK$6.38M · loan HK$14.89M · min. income ≈ HK$144,306/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$876,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,533
−HK$4,081/mo
▼ 0.25% · 3.875%
HK$77,559
−HK$2,055/mo
Today · 4.125%
HK$79,614
baseline
▲ 0.50% · 4.625%
HK$83,810
+HK$4,196/mo
Deposit HK$6.38M · loan HK$14.89M · min. income ≈ HK$159,228/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$876,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,294
−HK$5,474/mo
▼ 0.25% · 3.875%
HK$90,009
−HK$2,759/mo
Today · 4.125%
HK$92,768
baseline
▲ 0.50% · 4.625%
HK$98,413
+HK$5,645/mo
Deposit HK$2.13M · loan HK$19.14M · min. income ≈ HK$185,536/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$876,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,114
−HK$5,246/mo
▼ 0.25% · 3.875%
HK$99,718
−HK$2,642/mo
Today · 4.125%
HK$102,360
baseline
▲ 0.50% · 4.625%
HK$107,756
+HK$5,396/mo
Deposit HK$2.13M · loan HK$19.14M · min. income ≈ HK$204,720/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$876,806 · Scale 2, in force from 26 Feb 2026)