LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,498
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$50,007
−HK$1,532/mo
Today · 4.125%
HK$51,539
baseline
▲ 0.50% · 4.625%
HK$54,675
+HK$3,136/mo
Deposit HK$10.63M · loan HK$10.63M · min. income ≈ HK$103,078/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$876,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,954
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$55,401
−HK$1,468/mo
Today · 4.125%
HK$56,869
baseline
▲ 0.50% · 4.625%
HK$59,866
+HK$2,997/mo
Deposit HK$10.63M · loan HK$10.63M · min. income ≈ HK$113,738/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$876,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,198
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$60,008
−HK$1,839/mo
Today · 4.125%
HK$61,847
baseline
▲ 0.50% · 4.625%
HK$65,611
+HK$3,764/mo
Deposit HK$8.51M · loan HK$12.76M · min. income ≈ HK$123,694/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$876,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,744
−HK$3,498/mo
▼ 0.25% · 3.875%
HK$66,481
−HK$1,761/mo
Today · 4.125%
HK$68,242
baseline
▲ 0.50% · 4.625%
HK$71,839
+HK$3,597/mo
Deposit HK$8.51M · loan HK$12.76M · min. income ≈ HK$136,484/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$876,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,897
−HK$4,258/mo
▼ 0.25% · 3.875%
HK$70,009
−HK$2,146/mo
Today · 4.125%
HK$72,155
baseline
▲ 0.50% · 4.625%
HK$76,546
+HK$4,391/mo
Deposit HK$6.38M · loan HK$14.89M · min. income ≈ HK$144,310/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$876,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,535
−HK$4,081/mo
▼ 0.25% · 3.875%
HK$77,561
−HK$2,055/mo
Today · 4.125%
HK$79,616
baseline
▲ 0.50% · 4.625%
HK$83,813
+HK$4,197/mo
Deposit HK$6.38M · loan HK$14.89M · min. income ≈ HK$159,232/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$876,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,297
−HK$5,474/mo
▼ 0.25% · 3.875%
HK$90,012
−HK$2,759/mo
Today · 4.125%
HK$92,771
baseline
▲ 0.50% · 4.625%
HK$98,416
+HK$5,645/mo
Deposit HK$2.13M · loan HK$19.14M · min. income ≈ HK$185,542/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$876,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,117
−HK$5,247/mo
▼ 0.25% · 3.875%
HK$99,721
−HK$2,643/mo
Today · 4.125%
HK$102,364
baseline
▲ 0.50% · 4.625%
HK$107,759
+HK$5,395/mo
Deposit HK$2.13M · loan HK$19.14M · min. income ≈ HK$204,728/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$876,872 · Scale 2, in force from 26 Feb 2026)