LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,501
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$50,010
−HK$1,533/mo
Today · 4.125%
HK$51,543
baseline
▲ 0.50% · 4.625%
HK$54,679
+HK$3,136/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$103,086/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$877,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,957
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$55,404
−HK$1,468/mo
Today · 4.125%
HK$56,872
baseline
▲ 0.50% · 4.625%
HK$59,870
+HK$2,998/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$113,744/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$877,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,201
−HK$3,650/mo
▼ 0.25% · 3.875%
HK$60,012
−HK$1,839/mo
Today · 4.125%
HK$61,851
baseline
▲ 0.50% · 4.625%
HK$65,615
+HK$3,764/mo
Deposit HK$8.51M · loan HK$12.76M · min. income ≈ HK$123,702/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$877,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,748
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$66,485
−HK$1,762/mo
Today · 4.125%
HK$68,247
baseline
▲ 0.50% · 4.625%
HK$71,844
+HK$3,597/mo
Deposit HK$8.51M · loan HK$12.76M · min. income ≈ HK$136,494/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$877,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,902
−HK$4,258/mo
▼ 0.25% · 3.875%
HK$70,014
−HK$2,146/mo
Today · 4.125%
HK$72,160
baseline
▲ 0.50% · 4.625%
HK$76,550
+HK$4,390/mo
Deposit HK$6.38M · loan HK$14.89M · min. income ≈ HK$144,320/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$877,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,540
−HK$4,081/mo
▼ 0.25% · 3.875%
HK$77,566
−HK$2,055/mo
Today · 4.125%
HK$79,621
baseline
▲ 0.50% · 4.625%
HK$83,818
+HK$4,197/mo
Deposit HK$6.38M · loan HK$14.89M · min. income ≈ HK$159,242/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$877,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,302
−HK$5,475/mo
▼ 0.25% · 3.875%
HK$90,018
−HK$2,759/mo
Today · 4.125%
HK$92,777
baseline
▲ 0.50% · 4.625%
HK$98,422
+HK$5,645/mo
Deposit HK$2.13M · loan HK$19.14M · min. income ≈ HK$185,554/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$877,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,123
−HK$5,247/mo
▼ 0.25% · 3.875%
HK$99,727
−HK$2,643/mo
Today · 4.125%
HK$102,370
baseline
▲ 0.50% · 4.625%
HK$107,766
+HK$5,396/mo
Deposit HK$2.13M · loan HK$19.14M · min. income ≈ HK$204,740/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$877,005 · Scale 2, in force from 26 Feb 2026)