LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,505
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$50,014
−HK$1,533/mo
Today · 4.125%
HK$51,547
baseline
▲ 0.50% · 4.625%
HK$54,683
+HK$3,136/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$103,094/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$877,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,961
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$55,408
−HK$1,469/mo
Today · 4.125%
HK$56,877
baseline
▲ 0.50% · 4.625%
HK$59,875
+HK$2,998/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$113,754/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$877,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,206
−HK$3,650/mo
▼ 0.25% · 3.875%
HK$60,016
−HK$1,840/mo
Today · 4.125%
HK$61,856
baseline
▲ 0.50% · 4.625%
HK$65,620
+HK$3,764/mo
Deposit HK$8.51M · loan HK$12.76M · min. income ≈ HK$123,712/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$877,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,753
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$66,490
−HK$1,762/mo
Today · 4.125%
HK$68,252
baseline
▲ 0.50% · 4.625%
HK$71,850
+HK$3,598/mo
Deposit HK$8.51M · loan HK$12.76M · min. income ≈ HK$136,504/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$877,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,907
−HK$4,258/mo
▼ 0.25% · 3.875%
HK$70,019
−HK$2,146/mo
Today · 4.125%
HK$72,165
baseline
▲ 0.50% · 4.625%
HK$76,556
+HK$4,391/mo
Deposit HK$6.38M · loan HK$14.89M · min. income ≈ HK$144,330/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$877,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,546
−HK$4,081/mo
▼ 0.25% · 3.875%
HK$77,572
−HK$2,055/mo
Today · 4.125%
HK$79,627
baseline
▲ 0.50% · 4.625%
HK$83,825
+HK$4,198/mo
Deposit HK$6.38M · loan HK$14.89M · min. income ≈ HK$159,254/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$877,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,309
−HK$5,475/mo
▼ 0.25% · 3.875%
HK$90,025
−HK$2,759/mo
Today · 4.125%
HK$92,784
baseline
▲ 0.50% · 4.625%
HK$98,430
+HK$5,646/mo
Deposit HK$2.13M · loan HK$19.14M · min. income ≈ HK$185,568/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$877,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,130
−HK$5,248/mo
▼ 0.25% · 3.875%
HK$99,735
−HK$2,643/mo
Today · 4.125%
HK$102,378
baseline
▲ 0.50% · 4.625%
HK$107,774
+HK$5,396/mo
Deposit HK$2.13M · loan HK$19.14M · min. income ≈ HK$204,756/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$877,170 · Scale 2, in force from 26 Feb 2026)