LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,506
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$50,015
−HK$1,533/mo
Today · 4.125%
HK$51,548
baseline
▲ 0.50% · 4.625%
HK$54,684
+HK$3,136/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$103,096/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$877,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,962
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$55,410
−HK$1,468/mo
Today · 4.125%
HK$56,878
baseline
▲ 0.50% · 4.625%
HK$59,876
+HK$2,998/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$113,756/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$877,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,207
−HK$3,650/mo
▼ 0.25% · 3.875%
HK$60,018
−HK$1,839/mo
Today · 4.125%
HK$61,857
baseline
▲ 0.50% · 4.625%
HK$65,621
+HK$3,764/mo
Deposit HK$8.51M · loan HK$12.76M · min. income ≈ HK$123,714/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$877,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,755
−HK$3,498/mo
▼ 0.25% · 3.875%
HK$66,492
−HK$1,761/mo
Today · 4.125%
HK$68,253
baseline
▲ 0.50% · 4.625%
HK$71,851
+HK$3,598/mo
Deposit HK$8.51M · loan HK$12.76M · min. income ≈ HK$136,506/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$877,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,908
−HK$4,259/mo
▼ 0.25% · 3.875%
HK$70,021
−HK$2,146/mo
Today · 4.125%
HK$72,167
baseline
▲ 0.50% · 4.625%
HK$76,558
+HK$4,391/mo
Deposit HK$6.38M · loan HK$14.89M · min. income ≈ HK$144,334/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$877,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,547
−HK$4,082/mo
▼ 0.25% · 3.875%
HK$77,574
−HK$2,055/mo
Today · 4.125%
HK$79,629
baseline
▲ 0.50% · 4.625%
HK$83,826
+HK$4,197/mo
Deposit HK$6.38M · loan HK$14.89M · min. income ≈ HK$159,258/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$877,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,311
−HK$5,475/mo
▼ 0.25% · 3.875%
HK$90,027
−HK$2,759/mo
Today · 4.125%
HK$92,786
baseline
▲ 0.50% · 4.625%
HK$98,432
+HK$5,646/mo
Deposit HK$2.13M · loan HK$19.14M · min. income ≈ HK$185,572/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$877,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,132
−HK$5,248/mo
▼ 0.25% · 3.875%
HK$99,737
−HK$2,643/mo
Today · 4.125%
HK$102,380
baseline
▲ 0.50% · 4.625%
HK$107,777
+HK$5,397/mo
Deposit HK$2.13M · loan HK$19.14M · min. income ≈ HK$204,760/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$877,218 · Scale 2, in force from 26 Feb 2026)