LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,507
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$50,016
−HK$1,533/mo
Today · 4.125%
HK$51,549
baseline
▲ 0.50% · 4.625%
HK$54,685
+HK$3,136/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$103,098/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$877,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,963
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$55,411
−HK$1,468/mo
Today · 4.125%
HK$56,879
baseline
▲ 0.50% · 4.625%
HK$59,877
+HK$2,998/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$113,758/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$877,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,208
−HK$3,650/mo
▼ 0.25% · 3.875%
HK$60,019
−HK$1,839/mo
Today · 4.125%
HK$61,858
baseline
▲ 0.50% · 4.625%
HK$65,622
+HK$3,764/mo
Deposit HK$8.51M · loan HK$12.76M · min. income ≈ HK$123,716/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$877,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,756
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$66,493
−HK$1,762/mo
Today · 4.125%
HK$68,255
baseline
▲ 0.50% · 4.625%
HK$71,852
+HK$3,597/mo
Deposit HK$8.51M · loan HK$12.76M · min. income ≈ HK$136,510/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$877,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,910
−HK$4,258/mo
▼ 0.25% · 3.875%
HK$70,022
−HK$2,146/mo
Today · 4.125%
HK$72,168
baseline
▲ 0.50% · 4.625%
HK$76,559
+HK$4,391/mo
Deposit HK$6.38M · loan HK$14.89M · min. income ≈ HK$144,336/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$877,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,549
−HK$4,081/mo
▼ 0.25% · 3.875%
HK$77,575
−HK$2,055/mo
Today · 4.125%
HK$79,630
baseline
▲ 0.50% · 4.625%
HK$83,828
+HK$4,198/mo
Deposit HK$6.38M · loan HK$14.89M · min. income ≈ HK$159,260/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$877,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,312
−HK$5,476/mo
▼ 0.25% · 3.875%
HK$90,028
−HK$2,760/mo
Today · 4.125%
HK$92,788
baseline
▲ 0.50% · 4.625%
HK$98,434
+HK$5,646/mo
Deposit HK$2.13M · loan HK$19.15M · min. income ≈ HK$185,576/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$877,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,134
−HK$5,248/mo
▼ 0.25% · 3.875%
HK$99,739
−HK$2,643/mo
Today · 4.125%
HK$102,382
baseline
▲ 0.50% · 4.625%
HK$107,779
+HK$5,397/mo
Deposit HK$2.13M · loan HK$19.15M · min. income ≈ HK$204,764/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$877,256 · Scale 2, in force from 26 Feb 2026)