LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,508
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$50,017
−HK$1,533/mo
Today · 4.125%
HK$51,550
baseline
▲ 0.50% · 4.625%
HK$54,687
+HK$3,137/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$103,100/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$877,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,965
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$55,412
−HK$1,468/mo
Today · 4.125%
HK$56,880
baseline
▲ 0.50% · 4.625%
HK$59,879
+HK$2,999/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$113,760/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$877,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,210
−HK$3,650/mo
▼ 0.25% · 3.875%
HK$60,020
−HK$1,840/mo
Today · 4.125%
HK$61,860
baseline
▲ 0.50% · 4.625%
HK$65,624
+HK$3,764/mo
Deposit HK$8.51M · loan HK$12.76M · min. income ≈ HK$123,720/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$877,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,758
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$66,495
−HK$1,762/mo
Today · 4.125%
HK$68,257
baseline
▲ 0.50% · 4.625%
HK$71,854
+HK$3,597/mo
Deposit HK$8.51M · loan HK$12.76M · min. income ≈ HK$136,514/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$877,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,911
−HK$4,259/mo
▼ 0.25% · 3.875%
HK$70,024
−HK$2,146/mo
Today · 4.125%
HK$72,170
baseline
▲ 0.50% · 4.625%
HK$76,561
+HK$4,391/mo
Deposit HK$6.38M · loan HK$14.89M · min. income ≈ HK$144,340/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$877,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,551
−HK$4,082/mo
▼ 0.25% · 3.875%
HK$77,577
−HK$2,056/mo
Today · 4.125%
HK$79,633
baseline
▲ 0.50% · 4.625%
HK$83,830
+HK$4,197/mo
Deposit HK$6.38M · loan HK$14.89M · min. income ≈ HK$159,266/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$877,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,315
−HK$5,475/mo
▼ 0.25% · 3.875%
HK$90,031
−HK$2,759/mo
Today · 4.125%
HK$92,790
baseline
▲ 0.50% · 4.625%
HK$98,436
+HK$5,646/mo
Deposit HK$2.13M · loan HK$19.15M · min. income ≈ HK$185,580/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$877,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,137
−HK$5,248/mo
▼ 0.25% · 3.875%
HK$99,742
−HK$2,643/mo
Today · 4.125%
HK$102,385
baseline
▲ 0.50% · 4.625%
HK$107,782
+HK$5,397/mo
Deposit HK$2.13M · loan HK$19.15M · min. income ≈ HK$204,770/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$877,313 · Scale 2, in force from 26 Feb 2026)