LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,510
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$50,019
−HK$1,533/mo
Today · 4.125%
HK$51,552
baseline
▲ 0.50% · 4.625%
HK$54,689
+HK$3,137/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$103,104/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$877,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,967
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$55,414
−HK$1,469/mo
Today · 4.125%
HK$56,883
baseline
▲ 0.50% · 4.625%
HK$59,881
+HK$2,998/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$113,766/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$877,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,212
−HK$3,650/mo
▼ 0.25% · 3.875%
HK$60,023
−HK$1,839/mo
Today · 4.125%
HK$61,862
baseline
▲ 0.50% · 4.625%
HK$65,627
+HK$3,765/mo
Deposit HK$8.51M · loan HK$12.76M · min. income ≈ HK$123,724/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$877,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,760
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$66,497
−HK$1,762/mo
Today · 4.125%
HK$68,259
baseline
▲ 0.50% · 4.625%
HK$71,857
+HK$3,598/mo
Deposit HK$8.51M · loan HK$12.76M · min. income ≈ HK$136,518/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$877,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,914
−HK$4,259/mo
▼ 0.25% · 3.875%
HK$70,027
−HK$2,146/mo
Today · 4.125%
HK$72,173
baseline
▲ 0.50% · 4.625%
HK$76,564
+HK$4,391/mo
Deposit HK$6.38M · loan HK$14.89M · min. income ≈ HK$144,346/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$877,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,554
−HK$4,082/mo
▼ 0.25% · 3.875%
HK$77,580
−HK$2,056/mo
Today · 4.125%
HK$79,636
baseline
▲ 0.50% · 4.625%
HK$83,833
+HK$4,197/mo
Deposit HK$6.38M · loan HK$14.89M · min. income ≈ HK$159,272/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$877,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,318
−HK$5,476/mo
▼ 0.25% · 3.875%
HK$90,034
−HK$2,760/mo
Today · 4.125%
HK$92,794
baseline
▲ 0.50% · 4.625%
HK$98,440
+HK$5,646/mo
Deposit HK$2.13M · loan HK$19.15M · min. income ≈ HK$185,588/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$877,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,140
−HK$5,249/mo
▼ 0.25% · 3.875%
HK$99,746
−HK$2,643/mo
Today · 4.125%
HK$102,389
baseline
▲ 0.50% · 4.625%
HK$107,786
+HK$5,397/mo
Deposit HK$2.13M · loan HK$19.15M · min. income ≈ HK$204,778/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$877,393 · Scale 2, in force from 26 Feb 2026)