LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,513
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$50,022
−HK$1,533/mo
Today · 4.125%
HK$51,555
baseline
▲ 0.50% · 4.625%
HK$54,692
+HK$3,137/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$103,110/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$877,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,970
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$55,418
−HK$1,468/mo
Today · 4.125%
HK$56,886
baseline
▲ 0.50% · 4.625%
HK$59,885
+HK$2,999/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$113,772/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$877,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,216
−HK$3,650/mo
▼ 0.25% · 3.875%
HK$60,026
−HK$1,840/mo
Today · 4.125%
HK$61,866
baseline
▲ 0.50% · 4.625%
HK$65,631
+HK$3,765/mo
Deposit HK$8.51M · loan HK$12.77M · min. income ≈ HK$123,732/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$877,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,764
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$66,501
−HK$1,762/mo
Today · 4.125%
HK$68,263
baseline
▲ 0.50% · 4.625%
HK$71,861
+HK$3,598/mo
Deposit HK$8.51M · loan HK$12.77M · min. income ≈ HK$136,526/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$877,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,918
−HK$4,259/mo
▼ 0.25% · 3.875%
HK$70,031
−HK$2,146/mo
Today · 4.125%
HK$72,177
baseline
▲ 0.50% · 4.625%
HK$76,569
+HK$4,392/mo
Deposit HK$6.38M · loan HK$14.89M · min. income ≈ HK$144,354/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$877,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,558
−HK$4,082/mo
▼ 0.25% · 3.875%
HK$77,585
−HK$2,055/mo
Today · 4.125%
HK$79,640
baseline
▲ 0.50% · 4.625%
HK$83,838
+HK$4,198/mo
Deposit HK$6.38M · loan HK$14.89M · min. income ≈ HK$159,280/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$877,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,323
−HK$5,476/mo
▼ 0.25% · 3.875%
HK$90,040
−HK$2,759/mo
Today · 4.125%
HK$92,799
baseline
▲ 0.50% · 4.625%
HK$98,446
+HK$5,647/mo
Deposit HK$2.13M · loan HK$19.15M · min. income ≈ HK$185,598/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$877,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,146
−HK$5,249/mo
▼ 0.25% · 3.875%
HK$99,752
−HK$2,643/mo
Today · 4.125%
HK$102,395
baseline
▲ 0.50% · 4.625%
HK$107,792
+HK$5,397/mo
Deposit HK$2.13M · loan HK$19.15M · min. income ≈ HK$204,790/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$877,522 · Scale 2, in force from 26 Feb 2026)