LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,513
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$50,022
−HK$1,534/mo
Today · 4.125%
HK$51,556
baseline
▲ 0.50% · 4.625%
HK$54,693
+HK$3,137/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$103,112/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$877,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,971
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$55,418
−HK$1,468/mo
Today · 4.125%
HK$56,886
baseline
▲ 0.50% · 4.625%
HK$59,885
+HK$2,999/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$113,772/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$877,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,216
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$60,027
−HK$1,840/mo
Today · 4.125%
HK$61,867
baseline
▲ 0.50% · 4.625%
HK$65,631
+HK$3,764/mo
Deposit HK$8.51M · loan HK$12.77M · min. income ≈ HK$123,734/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$877,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,765
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$66,502
−HK$1,762/mo
Today · 4.125%
HK$68,264
baseline
▲ 0.50% · 4.625%
HK$71,862
+HK$3,598/mo
Deposit HK$8.51M · loan HK$12.77M · min. income ≈ HK$136,528/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$877,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,919
−HK$4,259/mo
▼ 0.25% · 3.875%
HK$70,031
−HK$2,147/mo
Today · 4.125%
HK$72,178
baseline
▲ 0.50% · 4.625%
HK$76,570
+HK$4,392/mo
Deposit HK$6.38M · loan HK$14.89M · min. income ≈ HK$144,356/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$877,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,559
−HK$4,082/mo
▼ 0.25% · 3.875%
HK$77,585
−HK$2,056/mo
Today · 4.125%
HK$79,641
baseline
▲ 0.50% · 4.625%
HK$83,839
+HK$4,198/mo
Deposit HK$6.38M · loan HK$14.89M · min. income ≈ HK$159,282/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$877,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,324
−HK$5,476/mo
▼ 0.25% · 3.875%
HK$90,040
−HK$2,760/mo
Today · 4.125%
HK$92,800
baseline
▲ 0.50% · 4.625%
HK$98,447
+HK$5,647/mo
Deposit HK$2.13M · loan HK$19.15M · min. income ≈ HK$185,600/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$877,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,147
−HK$5,249/mo
▼ 0.25% · 3.875%
HK$99,753
−HK$2,643/mo
Today · 4.125%
HK$102,396
baseline
▲ 0.50% · 4.625%
HK$107,793
+HK$5,397/mo
Deposit HK$2.13M · loan HK$19.15M · min. income ≈ HK$204,792/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$877,540 · Scale 2, in force from 26 Feb 2026)