LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,518
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$50,027
−HK$1,534/mo
Today · 4.125%
HK$51,561
baseline
▲ 0.50% · 4.625%
HK$54,698
+HK$3,137/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$103,122/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$877,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,976
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$55,424
−HK$1,468/mo
Today · 4.125%
HK$56,892
baseline
▲ 0.50% · 4.625%
HK$59,891
+HK$2,999/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$113,784/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$877,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,222
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$60,033
−HK$1,840/mo
Today · 4.125%
HK$61,873
baseline
▲ 0.50% · 4.625%
HK$65,638
+HK$3,765/mo
Deposit HK$8.51M · loan HK$12.77M · min. income ≈ HK$123,746/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$877,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,771
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$66,508
−HK$1,763/mo
Today · 4.125%
HK$68,271
baseline
▲ 0.50% · 4.625%
HK$71,869
+HK$3,598/mo
Deposit HK$8.51M · loan HK$12.77M · min. income ≈ HK$136,542/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$877,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,925
−HK$4,260/mo
▼ 0.25% · 3.875%
HK$70,038
−HK$2,147/mo
Today · 4.125%
HK$72,185
baseline
▲ 0.50% · 4.625%
HK$76,577
+HK$4,392/mo
Deposit HK$6.38M · loan HK$14.89M · min. income ≈ HK$144,370/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$877,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,566
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$77,593
−HK$2,056/mo
Today · 4.125%
HK$79,649
baseline
▲ 0.50% · 4.625%
HK$83,847
+HK$4,198/mo
Deposit HK$6.38M · loan HK$14.89M · min. income ≈ HK$159,298/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$877,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,333
−HK$5,476/mo
▼ 0.25% · 3.875%
HK$90,049
−HK$2,760/mo
Today · 4.125%
HK$92,809
baseline
▲ 0.50% · 4.625%
HK$98,456
+HK$5,647/mo
Deposit HK$2.13M · loan HK$19.15M · min. income ≈ HK$185,618/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$877,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,157
−HK$5,249/mo
▼ 0.25% · 3.875%
HK$99,762
−HK$2,644/mo
Today · 4.125%
HK$102,406
baseline
▲ 0.50% · 4.625%
HK$107,804
+HK$5,398/mo
Deposit HK$2.13M · loan HK$19.15M · min. income ≈ HK$204,812/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$877,751 · Scale 2, in force from 26 Feb 2026)