LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,524
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$50,033
−HK$1,534/mo
Today · 4.125%
HK$51,567
baseline
▲ 0.50% · 4.625%
HK$54,704
+HK$3,137/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$103,134/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$877,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,982
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$55,430
−HK$1,469/mo
Today · 4.125%
HK$56,899
baseline
▲ 0.50% · 4.625%
HK$59,898
+HK$2,999/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$113,798/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$877,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,228
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$60,040
−HK$1,840/mo
Today · 4.125%
HK$61,880
baseline
▲ 0.50% · 4.625%
HK$65,645
+HK$3,765/mo
Deposit HK$8.51M · loan HK$12.77M · min. income ≈ HK$123,760/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$877,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,779
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$66,516
−HK$1,762/mo
Today · 4.125%
HK$68,278
baseline
▲ 0.50% · 4.625%
HK$71,877
+HK$3,599/mo
Deposit HK$8.51M · loan HK$12.77M · min. income ≈ HK$136,556/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$877,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,933
−HK$4,260/mo
▼ 0.25% · 3.875%
HK$70,046
−HK$2,147/mo
Today · 4.125%
HK$72,193
baseline
▲ 0.50% · 4.625%
HK$76,586
+HK$4,393/mo
Deposit HK$6.38M · loan HK$14.90M · min. income ≈ HK$144,386/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$877,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,575
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$77,602
−HK$2,056/mo
Today · 4.125%
HK$79,658
baseline
▲ 0.50% · 4.625%
HK$83,857
+HK$4,199/mo
Deposit HK$6.38M · loan HK$14.90M · min. income ≈ HK$159,316/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$877,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,343
−HK$5,477/mo
▼ 0.25% · 3.875%
HK$90,060
−HK$2,760/mo
Today · 4.125%
HK$92,820
baseline
▲ 0.50% · 4.625%
HK$98,468
+HK$5,648/mo
Deposit HK$2.13M · loan HK$19.15M · min. income ≈ HK$185,640/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$877,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,168
−HK$5,250/mo
▼ 0.25% · 3.875%
HK$99,774
−HK$2,644/mo
Today · 4.125%
HK$102,418
baseline
▲ 0.50% · 4.625%
HK$107,816
+HK$5,398/mo
Deposit HK$2.13M · loan HK$19.15M · min. income ≈ HK$204,836/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$877,995 · Scale 2, in force from 26 Feb 2026)