LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,525
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$50,034
−HK$1,534/mo
Today · 4.125%
HK$51,568
baseline
▲ 0.50% · 4.625%
HK$54,706
+HK$3,138/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$103,136/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$878,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,984
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$55,431
−HK$1,469/mo
Today · 4.125%
HK$56,900
baseline
▲ 0.50% · 4.625%
HK$59,899
+HK$2,999/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$113,800/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$878,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,230
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$60,041
−HK$1,841/mo
Today · 4.125%
HK$61,882
baseline
▲ 0.50% · 4.625%
HK$65,647
+HK$3,765/mo
Deposit HK$8.51M · loan HK$12.77M · min. income ≈ HK$123,764/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$878,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,780
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$66,518
−HK$1,762/mo
Today · 4.125%
HK$68,280
baseline
▲ 0.50% · 4.625%
HK$71,879
+HK$3,599/mo
Deposit HK$8.51M · loan HK$12.77M · min. income ≈ HK$136,560/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$878,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,935
−HK$4,260/mo
▼ 0.25% · 3.875%
HK$70,048
−HK$2,147/mo
Today · 4.125%
HK$72,195
baseline
▲ 0.50% · 4.625%
HK$76,588
+HK$4,393/mo
Deposit HK$6.38M · loan HK$14.90M · min. income ≈ HK$144,390/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$878,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,577
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$77,604
−HK$2,056/mo
Today · 4.125%
HK$79,660
baseline
▲ 0.50% · 4.625%
HK$83,859
+HK$4,199/mo
Deposit HK$6.38M · loan HK$14.90M · min. income ≈ HK$159,320/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$878,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,345
−HK$5,477/mo
▼ 0.25% · 3.875%
HK$90,062
−HK$2,760/mo
Today · 4.125%
HK$92,822
baseline
▲ 0.50% · 4.625%
HK$98,470
+HK$5,648/mo
Deposit HK$2.13M · loan HK$19.15M · min. income ≈ HK$185,644/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$878,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,170
−HK$5,250/mo
▼ 0.25% · 3.875%
HK$99,776
−HK$2,644/mo
Today · 4.125%
HK$102,420
baseline
▲ 0.50% · 4.625%
HK$107,819
+HK$5,399/mo
Deposit HK$2.13M · loan HK$19.15M · min. income ≈ HK$204,840/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$878,050 · Scale 2, in force from 26 Feb 2026)