LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,526
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$50,036
−HK$1,534/mo
Today · 4.125%
HK$51,570
baseline
▲ 0.50% · 4.625%
HK$54,707
+HK$3,137/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$103,140/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$878,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,985
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$55,433
−HK$1,469/mo
Today · 4.125%
HK$56,902
baseline
▲ 0.50% · 4.625%
HK$59,901
+HK$2,999/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$113,804/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$878,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,232
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$60,043
−HK$1,840/mo
Today · 4.125%
HK$61,883
baseline
▲ 0.50% · 4.625%
HK$65,649
+HK$3,766/mo
Deposit HK$8.51M · loan HK$12.77M · min. income ≈ HK$123,766/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$878,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,782
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$66,520
−HK$1,762/mo
Today · 4.125%
HK$68,282
baseline
▲ 0.50% · 4.625%
HK$71,881
+HK$3,599/mo
Deposit HK$8.51M · loan HK$12.77M · min. income ≈ HK$136,564/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$878,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,937
−HK$4,260/mo
▼ 0.25% · 3.875%
HK$70,050
−HK$2,147/mo
Today · 4.125%
HK$72,197
baseline
▲ 0.50% · 4.625%
HK$76,590
+HK$4,393/mo
Deposit HK$6.38M · loan HK$14.90M · min. income ≈ HK$144,394/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$878,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,579
−HK$4,084/mo
▼ 0.25% · 3.875%
HK$77,606
−HK$2,057/mo
Today · 4.125%
HK$79,663
baseline
▲ 0.50% · 4.625%
HK$83,862
+HK$4,199/mo
Deposit HK$6.38M · loan HK$14.90M · min. income ≈ HK$159,326/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$878,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,348
−HK$5,477/mo
▼ 0.25% · 3.875%
HK$90,065
−HK$2,760/mo
Today · 4.125%
HK$92,825
baseline
▲ 0.50% · 4.625%
HK$98,473
+HK$5,648/mo
Deposit HK$2.13M · loan HK$19.15M · min. income ≈ HK$185,650/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$878,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,173
−HK$5,250/mo
▼ 0.25% · 3.875%
HK$99,780
−HK$2,643/mo
Today · 4.125%
HK$102,423
baseline
▲ 0.50% · 4.625%
HK$107,822
+HK$5,399/mo
Deposit HK$2.13M · loan HK$19.15M · min. income ≈ HK$204,846/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$878,115 · Scale 2, in force from 26 Feb 2026)