LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,527
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$50,036
−HK$1,534/mo
Today · 4.125%
HK$51,570
baseline
▲ 0.50% · 4.625%
HK$54,708
+HK$3,138/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$103,140/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$878,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,986
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$55,433
−HK$1,469/mo
Today · 4.125%
HK$56,902
baseline
▲ 0.50% · 4.625%
HK$59,902
+HK$3,000/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$113,804/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$878,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,232
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$60,044
−HK$1,840/mo
Today · 4.125%
HK$61,884
baseline
▲ 0.50% · 4.625%
HK$65,649
+HK$3,765/mo
Deposit HK$8.51M · loan HK$12.77M · min. income ≈ HK$123,768/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$878,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,783
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$66,520
−HK$1,763/mo
Today · 4.125%
HK$68,283
baseline
▲ 0.50% · 4.625%
HK$71,882
+HK$3,599/mo
Deposit HK$8.51M · loan HK$12.77M · min. income ≈ HK$136,566/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$878,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,938
−HK$4,260/mo
▼ 0.25% · 3.875%
HK$70,051
−HK$2,147/mo
Today · 4.125%
HK$72,198
baseline
▲ 0.50% · 4.625%
HK$76,591
+HK$4,393/mo
Deposit HK$6.38M · loan HK$14.90M · min. income ≈ HK$144,396/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$878,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,580
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$77,607
−HK$2,056/mo
Today · 4.125%
HK$79,663
baseline
▲ 0.50% · 4.625%
HK$83,862
+HK$4,199/mo
Deposit HK$6.38M · loan HK$14.90M · min. income ≈ HK$159,326/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$878,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,348
−HK$5,478/mo
▼ 0.25% · 3.875%
HK$90,065
−HK$2,761/mo
Today · 4.125%
HK$92,826
baseline
▲ 0.50% · 4.625%
HK$98,474
+HK$5,648/mo
Deposit HK$2.13M · loan HK$19.15M · min. income ≈ HK$185,652/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$878,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,174
−HK$5,250/mo
▼ 0.25% · 3.875%
HK$99,780
−HK$2,644/mo
Today · 4.125%
HK$102,424
baseline
▲ 0.50% · 4.625%
HK$107,823
+HK$5,399/mo
Deposit HK$2.13M · loan HK$19.15M · min. income ≈ HK$204,848/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$878,129 · Scale 2, in force from 26 Feb 2026)