LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,528
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$50,038
−HK$1,533/mo
Today · 4.125%
HK$51,571
baseline
▲ 0.50% · 4.625%
HK$54,709
+HK$3,138/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$103,142/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$878,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,987
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$55,435
−HK$1,469/mo
Today · 4.125%
HK$56,904
baseline
▲ 0.50% · 4.625%
HK$59,903
+HK$2,999/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$113,808/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$878,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,234
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$60,045
−HK$1,840/mo
Today · 4.125%
HK$61,885
baseline
▲ 0.50% · 4.625%
HK$65,651
+HK$3,766/mo
Deposit HK$8.51M · loan HK$12.77M · min. income ≈ HK$123,770/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$878,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,784
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$66,522
−HK$1,762/mo
Today · 4.125%
HK$68,284
baseline
▲ 0.50% · 4.625%
HK$71,884
+HK$3,600/mo
Deposit HK$8.51M · loan HK$12.77M · min. income ≈ HK$136,568/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$878,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,939
−HK$4,261/mo
▼ 0.25% · 3.875%
HK$70,053
−HK$2,147/mo
Today · 4.125%
HK$72,200
baseline
▲ 0.50% · 4.625%
HK$76,593
+HK$4,393/mo
Deposit HK$6.38M · loan HK$14.90M · min. income ≈ HK$144,400/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$878,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,582
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$77,609
−HK$2,056/mo
Today · 4.125%
HK$79,665
baseline
▲ 0.50% · 4.625%
HK$83,864
+HK$4,199/mo
Deposit HK$6.38M · loan HK$14.90M · min. income ≈ HK$159,330/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$878,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,351
−HK$5,477/mo
▼ 0.25% · 3.875%
HK$90,068
−HK$2,760/mo
Today · 4.125%
HK$92,828
baseline
▲ 0.50% · 4.625%
HK$98,477
+HK$5,649/mo
Deposit HK$2.13M · loan HK$19.15M · min. income ≈ HK$185,656/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$878,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,177
−HK$5,250/mo
▼ 0.25% · 3.875%
HK$99,783
−HK$2,644/mo
Today · 4.125%
HK$102,427
baseline
▲ 0.50% · 4.625%
HK$107,826
+HK$5,399/mo
Deposit HK$2.13M · loan HK$19.15M · min. income ≈ HK$204,854/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$878,185 · Scale 2, in force from 26 Feb 2026)