LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,529
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$50,038
−HK$1,534/mo
Today · 4.125%
HK$51,572
baseline
▲ 0.50% · 4.625%
HK$54,710
+HK$3,138/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$103,144/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$878,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,988
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$55,436
−HK$1,469/mo
Today · 4.125%
HK$56,905
baseline
▲ 0.50% · 4.625%
HK$59,904
+HK$2,999/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$113,810/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$878,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,235
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$60,046
−HK$1,840/mo
Today · 4.125%
HK$61,886
baseline
▲ 0.50% · 4.625%
HK$65,652
+HK$3,766/mo
Deposit HK$8.51M · loan HK$12.77M · min. income ≈ HK$123,772/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$878,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,785
−HK$3,501/mo
▼ 0.25% · 3.875%
HK$66,523
−HK$1,763/mo
Today · 4.125%
HK$68,286
baseline
▲ 0.50% · 4.625%
HK$71,885
+HK$3,599/mo
Deposit HK$8.51M · loan HK$12.77M · min. income ≈ HK$136,572/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$878,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,940
−HK$4,261/mo
▼ 0.25% · 3.875%
HK$70,054
−HK$2,147/mo
Today · 4.125%
HK$72,201
baseline
▲ 0.50% · 4.625%
HK$76,594
+HK$4,393/mo
Deposit HK$6.38M · loan HK$14.90M · min. income ≈ HK$144,402/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$878,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,583
−HK$4,084/mo
▼ 0.25% · 3.875%
HK$77,610
−HK$2,057/mo
Today · 4.125%
HK$79,667
baseline
▲ 0.50% · 4.625%
HK$83,866
+HK$4,199/mo
Deposit HK$6.38M · loan HK$14.90M · min. income ≈ HK$159,334/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$878,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,352
−HK$5,478/mo
▼ 0.25% · 3.875%
HK$90,069
−HK$2,761/mo
Today · 4.125%
HK$92,830
baseline
▲ 0.50% · 4.625%
HK$98,478
+HK$5,648/mo
Deposit HK$2.13M · loan HK$19.15M · min. income ≈ HK$185,660/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$878,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,178
−HK$5,250/mo
▼ 0.25% · 3.875%
HK$99,784
−HK$2,644/mo
Today · 4.125%
HK$102,428
baseline
▲ 0.50% · 4.625%
HK$107,828
+HK$5,400/mo
Deposit HK$2.13M · loan HK$19.15M · min. income ≈ HK$204,856/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$878,220 · Scale 2, in force from 26 Feb 2026)