LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,529
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$50,039
−HK$1,534/mo
Today · 4.125%
HK$51,573
baseline
▲ 0.50% · 4.625%
HK$54,711
+HK$3,138/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$103,146/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$878,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,988
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$55,436
−HK$1,469/mo
Today · 4.125%
HK$56,905
baseline
▲ 0.50% · 4.625%
HK$59,905
+HK$3,000/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$113,810/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$878,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,235
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$60,047
−HK$1,840/mo
Today · 4.125%
HK$61,887
baseline
▲ 0.50% · 4.625%
HK$65,653
+HK$3,766/mo
Deposit HK$8.51M · loan HK$12.77M · min. income ≈ HK$123,774/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$878,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,786
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$66,524
−HK$1,762/mo
Today · 4.125%
HK$68,286
baseline
▲ 0.50% · 4.625%
HK$71,886
+HK$3,600/mo
Deposit HK$8.51M · loan HK$12.77M · min. income ≈ HK$136,572/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$878,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,941
−HK$4,261/mo
▼ 0.25% · 3.875%
HK$70,054
−HK$2,148/mo
Today · 4.125%
HK$72,202
baseline
▲ 0.50% · 4.625%
HK$76,595
+HK$4,393/mo
Deposit HK$6.38M · loan HK$14.90M · min. income ≈ HK$144,404/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$878,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,584
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$77,611
−HK$2,056/mo
Today · 4.125%
HK$79,667
baseline
▲ 0.50% · 4.625%
HK$83,867
+HK$4,200/mo
Deposit HK$6.38M · loan HK$14.90M · min. income ≈ HK$159,334/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$878,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,353
−HK$5,478/mo
▼ 0.25% · 3.875%
HK$90,070
−HK$2,761/mo
Today · 4.125%
HK$92,831
baseline
▲ 0.50% · 4.625%
HK$98,479
+HK$5,648/mo
Deposit HK$2.13M · loan HK$19.15M · min. income ≈ HK$185,662/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$878,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,179
−HK$5,250/mo
▼ 0.25% · 3.875%
HK$99,785
−HK$2,644/mo
Today · 4.125%
HK$102,429
baseline
▲ 0.50% · 4.625%
HK$107,829
+HK$5,400/mo
Deposit HK$2.13M · loan HK$19.15M · min. income ≈ HK$204,858/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$878,239 · Scale 2, in force from 26 Feb 2026)