LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,530
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$50,040
−HK$1,534/mo
Today · 4.125%
HK$51,574
baseline
▲ 0.50% · 4.625%
HK$54,712
+HK$3,138/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$103,148/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$878,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,989
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$55,437
−HK$1,469/mo
Today · 4.125%
HK$56,906
baseline
▲ 0.50% · 4.625%
HK$59,906
+HK$3,000/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$113,812/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$878,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,236
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$60,048
−HK$1,840/mo
Today · 4.125%
HK$61,888
baseline
▲ 0.50% · 4.625%
HK$65,654
+HK$3,766/mo
Deposit HK$8.51M · loan HK$12.77M · min. income ≈ HK$123,776/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$878,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,787
−HK$3,501/mo
▼ 0.25% · 3.875%
HK$66,525
−HK$1,763/mo
Today · 4.125%
HK$68,288
baseline
▲ 0.50% · 4.625%
HK$71,887
+HK$3,599/mo
Deposit HK$8.51M · loan HK$12.77M · min. income ≈ HK$136,576/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$878,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,942
−HK$4,261/mo
▼ 0.25% · 3.875%
HK$70,056
−HK$2,147/mo
Today · 4.125%
HK$72,203
baseline
▲ 0.50% · 4.625%
HK$76,596
+HK$4,393/mo
Deposit HK$6.38M · loan HK$14.90M · min. income ≈ HK$144,406/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$878,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,585
−HK$4,084/mo
▼ 0.25% · 3.875%
HK$77,612
−HK$2,057/mo
Today · 4.125%
HK$79,669
baseline
▲ 0.50% · 4.625%
HK$83,868
+HK$4,199/mo
Deposit HK$6.38M · loan HK$14.90M · min. income ≈ HK$159,338/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$878,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,354
−HK$5,478/mo
▼ 0.25% · 3.875%
HK$90,072
−HK$2,760/mo
Today · 4.125%
HK$92,832
baseline
▲ 0.50% · 4.625%
HK$98,481
+HK$5,649/mo
Deposit HK$2.13M · loan HK$19.15M · min. income ≈ HK$185,664/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$878,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,181
−HK$5,250/mo
▼ 0.25% · 3.875%
HK$99,787
−HK$2,644/mo
Today · 4.125%
HK$102,431
baseline
▲ 0.50% · 4.625%
HK$107,831
+HK$5,400/mo
Deposit HK$2.13M · loan HK$19.15M · min. income ≈ HK$204,862/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$878,281 · Scale 2, in force from 26 Feb 2026)