LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,532
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$50,042
−HK$1,533/mo
Today · 4.125%
HK$51,575
baseline
▲ 0.50% · 4.625%
HK$54,714
+HK$3,139/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$103,150/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$878,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,991
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$55,439
−HK$1,469/mo
Today · 4.125%
HK$56,908
baseline
▲ 0.50% · 4.625%
HK$59,908
+HK$3,000/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$113,816/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$878,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,238
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$60,050
−HK$1,840/mo
Today · 4.125%
HK$61,890
baseline
▲ 0.50% · 4.625%
HK$65,656
+HK$3,766/mo
Deposit HK$8.51M · loan HK$12.77M · min. income ≈ HK$123,780/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$878,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,790
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$66,527
−HK$1,763/mo
Today · 4.125%
HK$68,290
baseline
▲ 0.50% · 4.625%
HK$71,890
+HK$3,600/mo
Deposit HK$8.51M · loan HK$12.77M · min. income ≈ HK$136,580/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$878,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,945
−HK$4,260/mo
▼ 0.25% · 3.875%
HK$70,058
−HK$2,147/mo
Today · 4.125%
HK$72,205
baseline
▲ 0.50% · 4.625%
HK$76,599
+HK$4,394/mo
Deposit HK$6.39M · loan HK$14.90M · min. income ≈ HK$144,410/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$878,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,588
−HK$4,084/mo
▼ 0.25% · 3.875%
HK$77,615
−HK$2,057/mo
Today · 4.125%
HK$79,672
baseline
▲ 0.50% · 4.625%
HK$83,871
+HK$4,199/mo
Deposit HK$6.39M · loan HK$14.90M · min. income ≈ HK$159,344/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$878,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,357
−HK$5,479/mo
▼ 0.25% · 3.875%
HK$90,075
−HK$2,761/mo
Today · 4.125%
HK$92,836
baseline
▲ 0.50% · 4.625%
HK$98,484
+HK$5,648/mo
Deposit HK$2.13M · loan HK$19.16M · min. income ≈ HK$185,672/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$878,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,184
−HK$5,251/mo
▼ 0.25% · 3.875%
HK$99,791
−HK$2,644/mo
Today · 4.125%
HK$102,435
baseline
▲ 0.50% · 4.625%
HK$107,834
+HK$5,399/mo
Deposit HK$2.13M · loan HK$19.16M · min. income ≈ HK$204,870/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$878,353 · Scale 2, in force from 26 Feb 2026)