LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,536
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$50,046
−HK$1,534/mo
Today · 4.125%
HK$51,580
baseline
▲ 0.50% · 4.625%
HK$54,718
+HK$3,138/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$103,160/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$878,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,996
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$55,444
−HK$1,469/mo
Today · 4.125%
HK$56,913
baseline
▲ 0.50% · 4.625%
HK$59,913
+HK$3,000/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$113,826/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$878,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,243
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$60,055
−HK$1,840/mo
Today · 4.125%
HK$61,895
baseline
▲ 0.50% · 4.625%
HK$65,662
+HK$3,767/mo
Deposit HK$8.51M · loan HK$12.77M · min. income ≈ HK$123,790/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$878,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,795
−HK$3,501/mo
▼ 0.25% · 3.875%
HK$66,533
−HK$1,763/mo
Today · 4.125%
HK$68,296
baseline
▲ 0.50% · 4.625%
HK$71,896
+HK$3,600/mo
Deposit HK$8.51M · loan HK$12.77M · min. income ≈ HK$136,592/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$878,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,950
−HK$4,261/mo
▼ 0.25% · 3.875%
HK$70,064
−HK$2,147/mo
Today · 4.125%
HK$72,211
baseline
▲ 0.50% · 4.625%
HK$76,605
+HK$4,394/mo
Deposit HK$6.39M · loan HK$14.90M · min. income ≈ HK$144,422/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$878,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,594
−HK$4,084/mo
▼ 0.25% · 3.875%
HK$77,621
−HK$2,057/mo
Today · 4.125%
HK$79,678
baseline
▲ 0.50% · 4.625%
HK$83,878
+HK$4,200/mo
Deposit HK$6.39M · loan HK$14.90M · min. income ≈ HK$159,356/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$878,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,365
−HK$5,478/mo
▼ 0.25% · 3.875%
HK$90,082
−HK$2,761/mo
Today · 4.125%
HK$92,843
baseline
▲ 0.50% · 4.625%
HK$98,493
+HK$5,650/mo
Deposit HK$2.13M · loan HK$19.16M · min. income ≈ HK$185,686/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$878,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,192
−HK$5,251/mo
▼ 0.25% · 3.875%
HK$99,799
−HK$2,644/mo
Today · 4.125%
HK$102,443
baseline
▲ 0.50% · 4.625%
HK$107,843
+HK$5,400/mo
Deposit HK$2.13M · loan HK$19.16M · min. income ≈ HK$204,886/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$878,530 · Scale 2, in force from 26 Feb 2026)