LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,538
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$50,047
−HK$1,534/mo
Today · 4.125%
HK$51,581
baseline
▲ 0.50% · 4.625%
HK$54,720
+HK$3,139/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$103,162/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$878,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,998
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$55,446
−HK$1,469/mo
Today · 4.125%
HK$56,915
baseline
▲ 0.50% · 4.625%
HK$59,915
+HK$3,000/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$113,830/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$878,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,245
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$60,057
−HK$1,841/mo
Today · 4.125%
HK$61,898
baseline
▲ 0.50% · 4.625%
HK$65,664
+HK$3,766/mo
Deposit HK$8.51M · loan HK$12.77M · min. income ≈ HK$123,796/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$878,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,797
−HK$3,501/mo
▼ 0.25% · 3.875%
HK$66,535
−HK$1,763/mo
Today · 4.125%
HK$68,298
baseline
▲ 0.50% · 4.625%
HK$71,898
+HK$3,600/mo
Deposit HK$8.51M · loan HK$12.77M · min. income ≈ HK$136,596/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$878,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,953
−HK$4,261/mo
▼ 0.25% · 3.875%
HK$70,066
−HK$2,148/mo
Today · 4.125%
HK$72,214
baseline
▲ 0.50% · 4.625%
HK$76,608
+HK$4,394/mo
Deposit HK$6.39M · loan HK$14.90M · min. income ≈ HK$144,428/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$878,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,597
−HK$4,084/mo
▼ 0.25% · 3.875%
HK$77,624
−HK$2,057/mo
Today · 4.125%
HK$79,681
baseline
▲ 0.50% · 4.625%
HK$83,881
+HK$4,200/mo
Deposit HK$6.39M · loan HK$14.90M · min. income ≈ HK$159,362/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$878,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,368
−HK$5,479/mo
▼ 0.25% · 3.875%
HK$90,085
−HK$2,762/mo
Today · 4.125%
HK$92,847
baseline
▲ 0.50% · 4.625%
HK$98,496
+HK$5,649/mo
Deposit HK$2.13M · loan HK$19.16M · min. income ≈ HK$185,694/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$878,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,196
−HK$5,251/mo
▼ 0.25% · 3.875%
HK$99,803
−HK$2,644/mo
Today · 4.125%
HK$102,447
baseline
▲ 0.50% · 4.625%
HK$107,847
+HK$5,400/mo
Deposit HK$2.13M · loan HK$19.16M · min. income ≈ HK$204,894/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$878,606 · Scale 2, in force from 26 Feb 2026)