LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,538
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$50,048
−HK$1,534/mo
Today · 4.125%
HK$51,582
baseline
▲ 0.50% · 4.625%
HK$54,720
+HK$3,138/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$103,164/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$878,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,998
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$55,446
−HK$1,469/mo
Today · 4.125%
HK$56,915
baseline
▲ 0.50% · 4.625%
HK$59,915
+HK$3,000/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$113,830/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$878,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,246
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$60,057
−HK$1,841/mo
Today · 4.125%
HK$61,898
baseline
▲ 0.50% · 4.625%
HK$65,664
+HK$3,766/mo
Deposit HK$8.51M · loan HK$12.77M · min. income ≈ HK$123,796/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$878,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,798
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$66,535
−HK$1,763/mo
Today · 4.125%
HK$68,298
baseline
▲ 0.50% · 4.625%
HK$71,898
+HK$3,600/mo
Deposit HK$8.51M · loan HK$12.77M · min. income ≈ HK$136,596/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$878,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,953
−HK$4,261/mo
▼ 0.25% · 3.875%
HK$70,067
−HK$2,147/mo
Today · 4.125%
HK$72,214
baseline
▲ 0.50% · 4.625%
HK$76,608
+HK$4,394/mo
Deposit HK$6.39M · loan HK$14.90M · min. income ≈ HK$144,428/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$878,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,597
−HK$4,084/mo
▼ 0.25% · 3.875%
HK$77,625
−HK$2,056/mo
Today · 4.125%
HK$79,681
baseline
▲ 0.50% · 4.625%
HK$83,882
+HK$4,201/mo
Deposit HK$6.39M · loan HK$14.90M · min. income ≈ HK$159,362/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$878,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,368
−HK$5,479/mo
▼ 0.25% · 3.875%
HK$90,086
−HK$2,761/mo
Today · 4.125%
HK$92,847
baseline
▲ 0.50% · 4.625%
HK$98,497
+HK$5,650/mo
Deposit HK$2.13M · loan HK$19.16M · min. income ≈ HK$185,694/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$878,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,196
−HK$5,252/mo
▼ 0.25% · 3.875%
HK$99,803
−HK$2,645/mo
Today · 4.125%
HK$102,448
baseline
▲ 0.50% · 4.625%
HK$107,848
+HK$5,400/mo
Deposit HK$2.13M · loan HK$19.16M · min. income ≈ HK$204,896/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$878,618 · Scale 2, in force from 26 Feb 2026)