LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,539
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$50,049
−HK$1,534/mo
Today · 4.125%
HK$51,583
baseline
▲ 0.50% · 4.625%
HK$54,721
+HK$3,138/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$103,166/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$878,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,999
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$55,447
−HK$1,469/mo
Today · 4.125%
HK$56,916
baseline
▲ 0.50% · 4.625%
HK$59,916
+HK$3,000/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$113,832/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$878,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,246
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$60,058
−HK$1,841/mo
Today · 4.125%
HK$61,899
baseline
▲ 0.50% · 4.625%
HK$65,665
+HK$3,766/mo
Deposit HK$8.51M · loan HK$12.77M · min. income ≈ HK$123,798/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$878,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,799
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$66,536
−HK$1,763/mo
Today · 4.125%
HK$68,299
baseline
▲ 0.50% · 4.625%
HK$71,900
+HK$3,601/mo
Deposit HK$8.51M · loan HK$12.77M · min. income ≈ HK$136,598/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$878,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,954
−HK$4,262/mo
▼ 0.25% · 3.875%
HK$70,068
−HK$2,148/mo
Today · 4.125%
HK$72,216
baseline
▲ 0.50% · 4.625%
HK$76,610
+HK$4,394/mo
Deposit HK$6.39M · loan HK$14.90M · min. income ≈ HK$144,432/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$878,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,598
−HK$4,085/mo
▼ 0.25% · 3.875%
HK$77,626
−HK$2,057/mo
Today · 4.125%
HK$79,683
baseline
▲ 0.50% · 4.625%
HK$83,883
+HK$4,200/mo
Deposit HK$6.39M · loan HK$14.90M · min. income ≈ HK$159,366/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$878,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,370
−HK$5,479/mo
▼ 0.25% · 3.875%
HK$90,087
−HK$2,762/mo
Today · 4.125%
HK$92,849
baseline
▲ 0.50% · 4.625%
HK$98,498
+HK$5,649/mo
Deposit HK$2.13M · loan HK$19.16M · min. income ≈ HK$185,698/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$878,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,198
−HK$5,251/mo
▼ 0.25% · 3.875%
HK$99,805
−HK$2,644/mo
Today · 4.125%
HK$102,449
baseline
▲ 0.50% · 4.625%
HK$107,849
+HK$5,400/mo
Deposit HK$2.13M · loan HK$19.16M · min. income ≈ HK$204,898/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$878,652 · Scale 2, in force from 26 Feb 2026)