LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,540
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$50,050
−HK$1,534/mo
Today · 4.125%
HK$51,584
baseline
▲ 0.50% · 4.625%
HK$54,723
+HK$3,139/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$103,168/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$878,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,000
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$55,449
−HK$1,469/mo
Today · 4.125%
HK$56,918
baseline
▲ 0.50% · 4.625%
HK$59,918
+HK$3,000/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$113,836/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$878,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,248
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$60,060
−HK$1,841/mo
Today · 4.125%
HK$61,901
baseline
▲ 0.50% · 4.625%
HK$65,667
+HK$3,766/mo
Deposit HK$8.51M · loan HK$12.77M · min. income ≈ HK$123,802/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$878,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,800
−HK$3,501/mo
▼ 0.25% · 3.875%
HK$66,538
−HK$1,763/mo
Today · 4.125%
HK$68,301
baseline
▲ 0.50% · 4.625%
HK$71,902
+HK$3,601/mo
Deposit HK$8.51M · loan HK$12.77M · min. income ≈ HK$136,602/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$878,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,956
−HK$4,261/mo
▼ 0.25% · 3.875%
HK$70,070
−HK$2,147/mo
Today · 4.125%
HK$72,217
baseline
▲ 0.50% · 4.625%
HK$76,612
+HK$4,395/mo
Deposit HK$6.39M · loan HK$14.90M · min. income ≈ HK$144,434/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$878,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,600
−HK$4,085/mo
▼ 0.25% · 3.875%
HK$77,628
−HK$2,057/mo
Today · 4.125%
HK$79,685
baseline
▲ 0.50% · 4.625%
HK$83,885
+HK$4,200/mo
Deposit HK$6.39M · loan HK$14.90M · min. income ≈ HK$159,370/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$878,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,372
−HK$5,479/mo
▼ 0.25% · 3.875%
HK$90,090
−HK$2,761/mo
Today · 4.125%
HK$92,851
baseline
▲ 0.50% · 4.625%
HK$98,501
+HK$5,650/mo
Deposit HK$2.13M · loan HK$19.16M · min. income ≈ HK$185,702/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$878,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,201
−HK$5,251/mo
▼ 0.25% · 3.875%
HK$99,807
−HK$2,645/mo
Today · 4.125%
HK$102,452
baseline
▲ 0.50% · 4.625%
HK$107,852
+HK$5,400/mo
Deposit HK$2.13M · loan HK$19.16M · min. income ≈ HK$204,904/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$878,709 · Scale 2, in force from 26 Feb 2026)