LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,546
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$50,057
−HK$1,534/mo
Today · 4.125%
HK$51,591
baseline
▲ 0.50% · 4.625%
HK$54,730
+HK$3,139/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$103,182/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$878,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,007
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$55,456
−HK$1,469/mo
Today · 4.125%
HK$56,925
baseline
▲ 0.50% · 4.625%
HK$59,926
+HK$3,001/mo
Deposit HK$10.64M · loan HK$10.64M · min. income ≈ HK$113,850/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$878,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,256
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$60,068
−HK$1,841/mo
Today · 4.125%
HK$61,909
baseline
▲ 0.50% · 4.625%
HK$65,676
+HK$3,767/mo
Deposit HK$8.52M · loan HK$12.77M · min. income ≈ HK$123,818/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$878,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,809
−HK$3,501/mo
▼ 0.25% · 3.875%
HK$66,547
−HK$1,763/mo
Today · 4.125%
HK$68,310
baseline
▲ 0.50% · 4.625%
HK$71,911
+HK$3,601/mo
Deposit HK$8.52M · loan HK$12.77M · min. income ≈ HK$136,620/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$878,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,965
−HK$4,262/mo
▼ 0.25% · 3.875%
HK$70,079
−HK$2,148/mo
Today · 4.125%
HK$72,227
baseline
▲ 0.50% · 4.625%
HK$76,622
+HK$4,395/mo
Deposit HK$6.39M · loan HK$14.90M · min. income ≈ HK$144,454/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$878,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,610
−HK$4,085/mo
▼ 0.25% · 3.875%
HK$77,638
−HK$2,057/mo
Today · 4.125%
HK$79,695
baseline
▲ 0.50% · 4.625%
HK$83,896
+HK$4,201/mo
Deposit HK$6.39M · loan HK$14.90M · min. income ≈ HK$159,390/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$878,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,384
−HK$5,479/mo
▼ 0.25% · 3.875%
HK$90,102
−HK$2,761/mo
Today · 4.125%
HK$92,863
baseline
▲ 0.50% · 4.625%
HK$98,514
+HK$5,651/mo
Deposit HK$2.13M · loan HK$19.16M · min. income ≈ HK$185,726/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$878,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,213
−HK$5,253/mo
▼ 0.25% · 3.875%
HK$99,821
−HK$2,645/mo
Today · 4.125%
HK$102,466
baseline
▲ 0.50% · 4.625%
HK$107,867
+HK$5,401/mo
Deposit HK$2.13M · loan HK$19.16M · min. income ≈ HK$204,932/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$878,992 · Scale 2, in force from 26 Feb 2026)