LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,548
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$50,058
−HK$1,535/mo
Today · 4.125%
HK$51,593
baseline
▲ 0.50% · 4.625%
HK$54,732
+HK$3,139/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$103,186/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$879,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,009
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$55,458
−HK$1,469/mo
Today · 4.125%
HK$56,927
baseline
▲ 0.50% · 4.625%
HK$59,928
+HK$3,001/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$113,854/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$879,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,258
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$60,070
−HK$1,841/mo
Today · 4.125%
HK$61,911
baseline
▲ 0.50% · 4.625%
HK$65,678
+HK$3,767/mo
Deposit HK$8.52M · loan HK$12.77M · min. income ≈ HK$123,822/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$879,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,811
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$66,550
−HK$1,763/mo
Today · 4.125%
HK$68,313
baseline
▲ 0.50% · 4.625%
HK$71,914
+HK$3,601/mo
Deposit HK$8.52M · loan HK$12.77M · min. income ≈ HK$136,626/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$879,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,968
−HK$4,262/mo
▼ 0.25% · 3.875%
HK$70,082
−HK$2,148/mo
Today · 4.125%
HK$72,230
baseline
▲ 0.50% · 4.625%
HK$76,625
+HK$4,395/mo
Deposit HK$6.39M · loan HK$14.90M · min. income ≈ HK$144,460/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$879,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,613
−HK$4,085/mo
▼ 0.25% · 3.875%
HK$77,641
−HK$2,057/mo
Today · 4.125%
HK$79,698
baseline
▲ 0.50% · 4.625%
HK$83,899
+HK$4,201/mo
Deposit HK$6.39M · loan HK$14.90M · min. income ≈ HK$159,396/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$879,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,387
−HK$5,480/mo
▼ 0.25% · 3.875%
HK$90,105
−HK$2,762/mo
Today · 4.125%
HK$92,867
baseline
▲ 0.50% · 4.625%
HK$98,518
+HK$5,651/mo
Deposit HK$2.13M · loan HK$19.16M · min. income ≈ HK$185,734/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$879,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,217
−HK$5,252/mo
▼ 0.25% · 3.875%
HK$99,824
−HK$2,645/mo
Today · 4.125%
HK$102,469
baseline
▲ 0.50% · 4.625%
HK$107,871
+HK$5,402/mo
Deposit HK$2.13M · loan HK$19.16M · min. income ≈ HK$204,938/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$879,072 · Scale 2, in force from 26 Feb 2026)