LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,554
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$50,065
−HK$1,534/mo
Today · 4.125%
HK$51,599
baseline
▲ 0.50% · 4.625%
HK$54,739
+HK$3,140/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$103,198/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$879,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,016
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$55,465
−HK$1,470/mo
Today · 4.125%
HK$56,935
baseline
▲ 0.50% · 4.625%
HK$59,936
+HK$3,001/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$113,870/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$879,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,265
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$60,078
−HK$1,841/mo
Today · 4.125%
HK$61,919
baseline
▲ 0.50% · 4.625%
HK$65,687
+HK$3,768/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$123,838/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$879,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,819
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$66,558
−HK$1,763/mo
Today · 4.125%
HK$68,321
baseline
▲ 0.50% · 4.625%
HK$71,923
+HK$3,602/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$136,642/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$879,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,976
−HK$4,263/mo
▼ 0.25% · 3.875%
HK$70,091
−HK$2,148/mo
Today · 4.125%
HK$72,239
baseline
▲ 0.50% · 4.625%
HK$76,634
+HK$4,395/mo
Deposit HK$6.39M · loan HK$14.91M · min. income ≈ HK$144,478/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$879,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,623
−HK$4,085/mo
▼ 0.25% · 3.875%
HK$77,651
−HK$2,057/mo
Today · 4.125%
HK$79,708
baseline
▲ 0.50% · 4.625%
HK$83,910
+HK$4,202/mo
Deposit HK$6.39M · loan HK$14.91M · min. income ≈ HK$159,416/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$879,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,398
−HK$5,480/mo
▼ 0.25% · 3.875%
HK$90,116
−HK$2,762/mo
Today · 4.125%
HK$92,878
baseline
▲ 0.50% · 4.625%
HK$98,530
+HK$5,652/mo
Deposit HK$2.13M · loan HK$19.16M · min. income ≈ HK$185,756/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$879,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,229
−HK$5,253/mo
▼ 0.25% · 3.875%
HK$99,837
−HK$2,645/mo
Today · 4.125%
HK$102,482
baseline
▲ 0.50% · 4.625%
HK$107,884
+HK$5,402/mo
Deposit HK$2.13M · loan HK$19.16M · min. income ≈ HK$204,964/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$879,337 · Scale 2, in force from 26 Feb 2026)