LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,555
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$50,065
−HK$1,535/mo
Today · 4.125%
HK$51,600
baseline
▲ 0.50% · 4.625%
HK$54,739
+HK$3,139/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$103,200/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$879,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,017
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$55,466
−HK$1,469/mo
Today · 4.125%
HK$56,935
baseline
▲ 0.50% · 4.625%
HK$59,936
+HK$3,001/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$113,870/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$879,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,266
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$60,078
−HK$1,842/mo
Today · 4.125%
HK$61,920
baseline
▲ 0.50% · 4.625%
HK$65,687
+HK$3,767/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$123,840/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$879,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,820
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$66,559
−HK$1,763/mo
Today · 4.125%
HK$68,322
baseline
▲ 0.50% · 4.625%
HK$71,924
+HK$3,602/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$136,644/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$879,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,977
−HK$4,263/mo
▼ 0.25% · 3.875%
HK$70,091
−HK$2,149/mo
Today · 4.125%
HK$72,240
baseline
▲ 0.50% · 4.625%
HK$76,635
+HK$4,395/mo
Deposit HK$6.39M · loan HK$14.91M · min. income ≈ HK$144,480/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$879,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,624
−HK$4,085/mo
▼ 0.25% · 3.875%
HK$77,652
−HK$2,057/mo
Today · 4.125%
HK$79,709
baseline
▲ 0.50% · 4.625%
HK$83,911
+HK$4,202/mo
Deposit HK$6.39M · loan HK$14.91M · min. income ≈ HK$159,418/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$879,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,399
−HK$5,481/mo
▼ 0.25% · 3.875%
HK$90,118
−HK$2,762/mo
Today · 4.125%
HK$92,880
baseline
▲ 0.50% · 4.625%
HK$98,531
+HK$5,651/mo
Deposit HK$2.13M · loan HK$19.16M · min. income ≈ HK$185,760/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$879,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,230
−HK$5,253/mo
▼ 0.25% · 3.875%
HK$99,838
−HK$2,645/mo
Today · 4.125%
HK$102,483
baseline
▲ 0.50% · 4.625%
HK$107,886
+HK$5,403/mo
Deposit HK$2.13M · loan HK$19.16M · min. income ≈ HK$204,966/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$879,364 · Scale 2, in force from 26 Feb 2026)