LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,559
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$50,070
−HK$1,534/mo
Today · 4.125%
HK$51,604
baseline
▲ 0.50% · 4.625%
HK$54,744
+HK$3,140/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$103,208/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$879,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,022
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$55,471
−HK$1,469/mo
Today · 4.125%
HK$56,940
baseline
▲ 0.50% · 4.625%
HK$59,942
+HK$3,002/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$113,880/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$879,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,271
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$60,084
−HK$1,841/mo
Today · 4.125%
HK$61,925
baseline
▲ 0.50% · 4.625%
HK$65,693
+HK$3,768/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$123,850/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$879,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,826
−HK$3,503/mo
▼ 0.25% · 3.875%
HK$66,565
−HK$1,764/mo
Today · 4.125%
HK$68,329
baseline
▲ 0.50% · 4.625%
HK$71,930
+HK$3,601/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$136,658/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$879,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,983
−HK$4,263/mo
▼ 0.25% · 3.875%
HK$70,098
−HK$2,148/mo
Today · 4.125%
HK$72,246
baseline
▲ 0.50% · 4.625%
HK$76,642
+HK$4,396/mo
Deposit HK$6.39M · loan HK$14.91M · min. income ≈ HK$144,492/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$879,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,631
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$77,659
−HK$2,058/mo
Today · 4.125%
HK$79,717
baseline
▲ 0.50% · 4.625%
HK$83,919
+HK$4,202/mo
Deposit HK$6.39M · loan HK$14.91M · min. income ≈ HK$159,434/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$879,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,407
−HK$5,481/mo
▼ 0.25% · 3.875%
HK$90,126
−HK$2,762/mo
Today · 4.125%
HK$92,888
baseline
▲ 0.50% · 4.625%
HK$98,540
+HK$5,652/mo
Deposit HK$2.13M · loan HK$19.17M · min. income ≈ HK$185,776/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$879,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,239
−HK$5,254/mo
▼ 0.25% · 3.875%
HK$99,847
−HK$2,646/mo
Today · 4.125%
HK$102,493
baseline
▲ 0.50% · 4.625%
HK$107,895
+HK$5,402/mo
Deposit HK$2.13M · loan HK$19.17M · min. income ≈ HK$204,986/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$879,558 · Scale 2, in force from 26 Feb 2026)