LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,562
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$50,072
−HK$1,535/mo
Today · 4.125%
HK$51,607
baseline
▲ 0.50% · 4.625%
HK$54,747
+HK$3,140/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$103,214/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$879,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,024
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$55,473
−HK$1,470/mo
Today · 4.125%
HK$56,943
baseline
▲ 0.50% · 4.625%
HK$59,945
+HK$3,002/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$113,886/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$879,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,274
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$60,087
−HK$1,841/mo
Today · 4.125%
HK$61,928
baseline
▲ 0.50% · 4.625%
HK$65,697
+HK$3,769/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$123,856/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$879,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,829
−HK$3,503/mo
▼ 0.25% · 3.875%
HK$66,568
−HK$1,764/mo
Today · 4.125%
HK$68,332
baseline
▲ 0.50% · 4.625%
HK$71,934
+HK$3,602/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$136,664/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$879,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,986
−HK$4,264/mo
▼ 0.25% · 3.875%
HK$70,101
−HK$2,149/mo
Today · 4.125%
HK$72,250
baseline
▲ 0.50% · 4.625%
HK$76,646
+HK$4,396/mo
Deposit HK$6.39M · loan HK$14.91M · min. income ≈ HK$144,500/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$879,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,634
−HK$4,087/mo
▼ 0.25% · 3.875%
HK$77,663
−HK$2,058/mo
Today · 4.125%
HK$79,721
baseline
▲ 0.50% · 4.625%
HK$83,923
+HK$4,202/mo
Deposit HK$6.39M · loan HK$14.91M · min. income ≈ HK$159,442/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$879,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,411
−HK$5,482/mo
▼ 0.25% · 3.875%
HK$90,130
−HK$2,763/mo
Today · 4.125%
HK$92,893
baseline
▲ 0.50% · 4.625%
HK$98,545
+HK$5,652/mo
Deposit HK$2.13M · loan HK$19.17M · min. income ≈ HK$185,786/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$879,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,244
−HK$5,254/mo
▼ 0.25% · 3.875%
HK$99,852
−HK$2,646/mo
Today · 4.125%
HK$102,498
baseline
▲ 0.50% · 4.625%
HK$107,901
+HK$5,403/mo
Deposit HK$2.13M · loan HK$19.17M · min. income ≈ HK$204,996/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$879,662 · Scale 2, in force from 26 Feb 2026)