LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,563
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$50,073
−HK$1,535/mo
Today · 4.125%
HK$51,608
baseline
▲ 0.50% · 4.625%
HK$54,748
+HK$3,140/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$103,216/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$879,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,026
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$55,475
−HK$1,470/mo
Today · 4.125%
HK$56,945
baseline
▲ 0.50% · 4.625%
HK$59,946
+HK$3,001/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$113,890/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$879,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,275
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$60,088
−HK$1,842/mo
Today · 4.125%
HK$61,930
baseline
▲ 0.50% · 4.625%
HK$65,698
+HK$3,768/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$123,860/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$879,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,831
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$66,570
−HK$1,763/mo
Today · 4.125%
HK$68,333
baseline
▲ 0.50% · 4.625%
HK$71,935
+HK$3,602/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$136,666/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$879,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,988
−HK$4,264/mo
▼ 0.25% · 3.875%
HK$70,103
−HK$2,149/mo
Today · 4.125%
HK$72,252
baseline
▲ 0.50% · 4.625%
HK$76,648
+HK$4,396/mo
Deposit HK$6.39M · loan HK$14.91M · min. income ≈ HK$144,504/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$879,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,636
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$77,665
−HK$2,057/mo
Today · 4.125%
HK$79,722
baseline
▲ 0.50% · 4.625%
HK$83,925
+HK$4,203/mo
Deposit HK$6.39M · loan HK$14.91M · min. income ≈ HK$159,444/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$879,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,413
−HK$5,482/mo
▼ 0.25% · 3.875%
HK$90,132
−HK$2,763/mo
Today · 4.125%
HK$92,895
baseline
▲ 0.50% · 4.625%
HK$98,547
+HK$5,652/mo
Deposit HK$2.13M · loan HK$19.17M · min. income ≈ HK$185,790/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$879,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,246
−HK$5,254/mo
▼ 0.25% · 3.875%
HK$99,854
−HK$2,646/mo
Today · 4.125%
HK$102,500
baseline
▲ 0.50% · 4.625%
HK$107,903
+HK$5,403/mo
Deposit HK$2.13M · loan HK$19.17M · min. income ≈ HK$205,000/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$879,713 · Scale 2, in force from 26 Feb 2026)