LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,563
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$50,074
−HK$1,535/mo
Today · 4.125%
HK$51,609
baseline
▲ 0.50% · 4.625%
HK$54,749
+HK$3,140/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$103,218/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$879,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,026
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$55,475
−HK$1,470/mo
Today · 4.125%
HK$56,945
baseline
▲ 0.50% · 4.625%
HK$59,947
+HK$3,002/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$113,890/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$879,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,276
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$60,089
−HK$1,842/mo
Today · 4.125%
HK$61,931
baseline
▲ 0.50% · 4.625%
HK$65,699
+HK$3,768/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$123,862/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$879,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,832
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$66,570
−HK$1,764/mo
Today · 4.125%
HK$68,334
baseline
▲ 0.50% · 4.625%
HK$71,936
+HK$3,602/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$136,668/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$879,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,989
−HK$4,263/mo
▼ 0.25% · 3.875%
HK$70,104
−HK$2,148/mo
Today · 4.125%
HK$72,252
baseline
▲ 0.50% · 4.625%
HK$76,649
+HK$4,397/mo
Deposit HK$6.39M · loan HK$14.91M · min. income ≈ HK$144,504/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$879,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,637
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$77,665
−HK$2,058/mo
Today · 4.125%
HK$79,723
baseline
▲ 0.50% · 4.625%
HK$83,926
+HK$4,203/mo
Deposit HK$6.39M · loan HK$14.91M · min. income ≈ HK$159,446/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$879,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,414
−HK$5,482/mo
▼ 0.25% · 3.875%
HK$90,133
−HK$2,763/mo
Today · 4.125%
HK$92,896
baseline
▲ 0.50% · 4.625%
HK$98,548
+HK$5,652/mo
Deposit HK$2.13M · loan HK$19.17M · min. income ≈ HK$185,792/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$879,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,247
−HK$5,254/mo
▼ 0.25% · 3.875%
HK$99,855
−HK$2,646/mo
Today · 4.125%
HK$102,501
baseline
▲ 0.50% · 4.625%
HK$107,904
+HK$5,403/mo
Deposit HK$2.13M · loan HK$19.17M · min. income ≈ HK$205,002/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$879,735 · Scale 2, in force from 26 Feb 2026)