LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,564
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$50,075
−HK$1,534/mo
Today · 4.125%
HK$51,609
baseline
▲ 0.50% · 4.625%
HK$54,750
+HK$3,141/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$103,218/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$879,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,027
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$55,476
−HK$1,470/mo
Today · 4.125%
HK$56,946
baseline
▲ 0.50% · 4.625%
HK$59,948
+HK$3,002/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$113,892/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$879,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,277
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$60,090
−HK$1,841/mo
Today · 4.125%
HK$61,931
baseline
▲ 0.50% · 4.625%
HK$65,700
+HK$3,769/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$123,862/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$879,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,832
−HK$3,503/mo
▼ 0.25% · 3.875%
HK$66,571
−HK$1,764/mo
Today · 4.125%
HK$68,335
baseline
▲ 0.50% · 4.625%
HK$71,937
+HK$3,602/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$136,670/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$879,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,990
−HK$4,263/mo
▼ 0.25% · 3.875%
HK$70,105
−HK$2,148/mo
Today · 4.125%
HK$72,253
baseline
▲ 0.50% · 4.625%
HK$76,650
+HK$4,397/mo
Deposit HK$6.39M · loan HK$14.91M · min. income ≈ HK$144,506/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$879,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,638
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$77,666
−HK$2,058/mo
Today · 4.125%
HK$79,724
baseline
▲ 0.50% · 4.625%
HK$83,927
+HK$4,203/mo
Deposit HK$6.39M · loan HK$14.91M · min. income ≈ HK$159,448/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$879,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,415
−HK$5,482/mo
▼ 0.25% · 3.875%
HK$90,134
−HK$2,763/mo
Today · 4.125%
HK$92,897
baseline
▲ 0.50% · 4.625%
HK$98,550
+HK$5,653/mo
Deposit HK$2.13M · loan HK$19.17M · min. income ≈ HK$185,794/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$879,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,249
−HK$5,254/mo
▼ 0.25% · 3.875%
HK$99,857
−HK$2,646/mo
Today · 4.125%
HK$102,503
baseline
▲ 0.50% · 4.625%
HK$107,906
+HK$5,403/mo
Deposit HK$2.13M · loan HK$19.17M · min. income ≈ HK$205,006/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$879,762 · Scale 2, in force from 26 Feb 2026)