LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,567
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$50,077
−HK$1,535/mo
Today · 4.125%
HK$51,612
baseline
▲ 0.50% · 4.625%
HK$54,753
+HK$3,141/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$103,224/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$879,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,030
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$55,479
−HK$1,470/mo
Today · 4.125%
HK$56,949
baseline
▲ 0.50% · 4.625%
HK$59,951
+HK$3,002/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$113,898/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$879,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,280
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$60,093
−HK$1,842/mo
Today · 4.125%
HK$61,935
baseline
▲ 0.50% · 4.625%
HK$65,703
+HK$3,768/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$123,870/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$879,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,836
−HK$3,503/mo
▼ 0.25% · 3.875%
HK$66,575
−HK$1,764/mo
Today · 4.125%
HK$68,339
baseline
▲ 0.50% · 4.625%
HK$71,941
+HK$3,602/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$136,678/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$879,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,993
−HK$4,264/mo
▼ 0.25% · 3.875%
HK$70,108
−HK$2,149/mo
Today · 4.125%
HK$72,257
baseline
▲ 0.50% · 4.625%
HK$76,654
+HK$4,397/mo
Deposit HK$6.39M · loan HK$14.91M · min. income ≈ HK$144,514/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$879,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,642
−HK$4,087/mo
▼ 0.25% · 3.875%
HK$77,671
−HK$2,058/mo
Today · 4.125%
HK$79,729
baseline
▲ 0.50% · 4.625%
HK$83,931
+HK$4,202/mo
Deposit HK$6.39M · loan HK$14.91M · min. income ≈ HK$159,458/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$879,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,420
−HK$5,482/mo
▼ 0.25% · 3.875%
HK$90,139
−HK$2,763/mo
Today · 4.125%
HK$92,902
baseline
▲ 0.50% · 4.625%
HK$98,555
+HK$5,653/mo
Deposit HK$2.13M · loan HK$19.17M · min. income ≈ HK$185,804/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$879,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,254
−HK$5,254/mo
▼ 0.25% · 3.875%
HK$99,862
−HK$2,646/mo
Today · 4.125%
HK$102,508
baseline
▲ 0.50% · 4.625%
HK$107,912
+HK$5,404/mo
Deposit HK$2.13M · loan HK$19.17M · min. income ≈ HK$205,016/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$879,878 · Scale 2, in force from 26 Feb 2026)