LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,570
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$50,081
−HK$1,535/mo
Today · 4.125%
HK$51,616
baseline
▲ 0.50% · 4.625%
HK$54,756
+HK$3,140/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$103,232/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$880,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,033
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$55,483
−HK$1,470/mo
Today · 4.125%
HK$56,953
baseline
▲ 0.50% · 4.625%
HK$59,955
+HK$3,002/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$113,906/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$880,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,284
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$60,097
−HK$1,842/mo
Today · 4.125%
HK$61,939
baseline
▲ 0.50% · 4.625%
HK$65,707
+HK$3,768/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$123,878/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$880,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,840
−HK$3,503/mo
▼ 0.25% · 3.875%
HK$66,579
−HK$1,764/mo
Today · 4.125%
HK$68,343
baseline
▲ 0.50% · 4.625%
HK$71,946
+HK$3,603/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$136,686/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$880,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,998
−HK$4,264/mo
▼ 0.25% · 3.875%
HK$70,113
−HK$2,149/mo
Today · 4.125%
HK$72,262
baseline
▲ 0.50% · 4.625%
HK$76,659
+HK$4,397/mo
Deposit HK$6.39M · loan HK$14.91M · min. income ≈ HK$144,524/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$880,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,647
−HK$4,087/mo
▼ 0.25% · 3.875%
HK$77,676
−HK$2,058/mo
Today · 4.125%
HK$79,734
baseline
▲ 0.50% · 4.625%
HK$83,937
+HK$4,203/mo
Deposit HK$6.39M · loan HK$14.91M · min. income ≈ HK$159,468/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$880,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,426
−HK$5,482/mo
▼ 0.25% · 3.875%
HK$90,145
−HK$2,763/mo
Today · 4.125%
HK$92,908
baseline
▲ 0.50% · 4.625%
HK$98,561
+HK$5,653/mo
Deposit HK$2.13M · loan HK$19.17M · min. income ≈ HK$185,816/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$880,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,260
−HK$5,255/mo
▼ 0.25% · 3.875%
HK$99,869
−HK$2,646/mo
Today · 4.125%
HK$102,515
baseline
▲ 0.50% · 4.625%
HK$107,918
+HK$5,403/mo
Deposit HK$2.13M · loan HK$19.17M · min. income ≈ HK$205,030/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$880,014 · Scale 2, in force from 26 Feb 2026)