LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,571
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$50,082
−HK$1,535/mo
Today · 4.125%
HK$51,617
baseline
▲ 0.50% · 4.625%
HK$54,757
+HK$3,140/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$103,234/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$880,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,034
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$55,484
−HK$1,470/mo
Today · 4.125%
HK$56,954
baseline
▲ 0.50% · 4.625%
HK$59,956
+HK$3,002/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$113,908/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$880,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,285
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$60,098
−HK$1,842/mo
Today · 4.125%
HK$61,940
baseline
▲ 0.50% · 4.625%
HK$65,709
+HK$3,769/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$123,880/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$880,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,841
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$66,580
−HK$1,765/mo
Today · 4.125%
HK$68,345
baseline
▲ 0.50% · 4.625%
HK$71,947
+HK$3,602/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$136,690/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$880,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,999
−HK$4,264/mo
▼ 0.25% · 3.875%
HK$70,114
−HK$2,149/mo
Today · 4.125%
HK$72,263
baseline
▲ 0.50% · 4.625%
HK$76,660
+HK$4,397/mo
Deposit HK$6.39M · loan HK$14.91M · min. income ≈ HK$144,526/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$880,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,648
−HK$4,087/mo
▼ 0.25% · 3.875%
HK$77,677
−HK$2,058/mo
Today · 4.125%
HK$79,735
baseline
▲ 0.50% · 4.625%
HK$83,938
+HK$4,203/mo
Deposit HK$6.39M · loan HK$14.91M · min. income ≈ HK$159,470/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$880,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,427
−HK$5,483/mo
▼ 0.25% · 3.875%
HK$90,147
−HK$2,763/mo
Today · 4.125%
HK$92,910
baseline
▲ 0.50% · 4.625%
HK$98,563
+HK$5,653/mo
Deposit HK$2.13M · loan HK$19.17M · min. income ≈ HK$185,820/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$880,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,262
−HK$5,255/mo
▼ 0.25% · 3.875%
HK$99,871
−HK$2,646/mo
Today · 4.125%
HK$102,517
baseline
▲ 0.50% · 4.625%
HK$107,921
+HK$5,404/mo
Deposit HK$2.13M · loan HK$19.17M · min. income ≈ HK$205,034/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$880,056 · Scale 2, in force from 26 Feb 2026)