LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,573
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$50,084
−HK$1,535/mo
Today · 4.125%
HK$51,619
baseline
▲ 0.50% · 4.625%
HK$54,760
+HK$3,141/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$103,238/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$880,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,037
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$55,486
−HK$1,470/mo
Today · 4.125%
HK$56,956
baseline
▲ 0.50% · 4.625%
HK$59,958
+HK$3,002/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$113,912/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$880,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,287
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$60,100
−HK$1,842/mo
Today · 4.125%
HK$61,942
baseline
▲ 0.50% · 4.625%
HK$65,712
+HK$3,770/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$123,884/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$880,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,844
−HK$3,503/mo
▼ 0.25% · 3.875%
HK$66,583
−HK$1,764/mo
Today · 4.125%
HK$68,347
baseline
▲ 0.50% · 4.625%
HK$71,950
+HK$3,603/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$136,694/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$880,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,002
−HK$4,264/mo
▼ 0.25% · 3.875%
HK$70,117
−HK$2,149/mo
Today · 4.125%
HK$72,266
baseline
▲ 0.50% · 4.625%
HK$76,663
+HK$4,397/mo
Deposit HK$6.39M · loan HK$14.91M · min. income ≈ HK$144,532/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$880,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,651
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$77,680
−HK$2,059/mo
Today · 4.125%
HK$79,739
baseline
▲ 0.50% · 4.625%
HK$83,942
+HK$4,203/mo
Deposit HK$6.39M · loan HK$14.91M · min. income ≈ HK$159,478/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$880,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,431
−HK$5,483/mo
▼ 0.25% · 3.875%
HK$90,151
−HK$2,763/mo
Today · 4.125%
HK$92,914
baseline
▲ 0.50% · 4.625%
HK$98,567
+HK$5,653/mo
Deposit HK$2.13M · loan HK$19.17M · min. income ≈ HK$185,828/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$880,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,266
−HK$5,255/mo
▼ 0.25% · 3.875%
HK$99,875
−HK$2,646/mo
Today · 4.125%
HK$102,521
baseline
▲ 0.50% · 4.625%
HK$107,925
+HK$5,404/mo
Deposit HK$2.13M · loan HK$19.17M · min. income ≈ HK$205,042/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$880,147 · Scale 2, in force from 26 Feb 2026)