LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,574
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$50,085
−HK$1,535/mo
Today · 4.125%
HK$51,620
baseline
▲ 0.50% · 4.625%
HK$54,761
+HK$3,141/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$103,240/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$880,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,038
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$55,487
−HK$1,470/mo
Today · 4.125%
HK$56,957
baseline
▲ 0.50% · 4.625%
HK$59,959
+HK$3,002/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$113,914/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$880,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,288
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$60,101
−HK$1,842/mo
Today · 4.125%
HK$61,943
baseline
▲ 0.50% · 4.625%
HK$65,713
+HK$3,770/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$123,886/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$880,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,845
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$66,584
−HK$1,765/mo
Today · 4.125%
HK$68,349
baseline
▲ 0.50% · 4.625%
HK$71,951
+HK$3,602/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$136,698/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$880,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,003
−HK$4,264/mo
▼ 0.25% · 3.875%
HK$70,118
−HK$2,149/mo
Today · 4.125%
HK$72,267
baseline
▲ 0.50% · 4.625%
HK$76,665
+HK$4,398/mo
Deposit HK$6.39M · loan HK$14.91M · min. income ≈ HK$144,534/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$880,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,653
−HK$4,087/mo
▼ 0.25% · 3.875%
HK$77,682
−HK$2,058/mo
Today · 4.125%
HK$79,740
baseline
▲ 0.50% · 4.625%
HK$83,943
+HK$4,203/mo
Deposit HK$6.39M · loan HK$14.91M · min. income ≈ HK$159,480/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$880,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,432
−HK$5,483/mo
▼ 0.25% · 3.875%
HK$90,152
−HK$2,763/mo
Today · 4.125%
HK$92,915
baseline
▲ 0.50% · 4.625%
HK$98,569
+HK$5,654/mo
Deposit HK$2.13M · loan HK$19.17M · min. income ≈ HK$185,830/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$880,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,268
−HK$5,255/mo
▼ 0.25% · 3.875%
HK$99,876
−HK$2,647/mo
Today · 4.125%
HK$102,523
baseline
▲ 0.50% · 4.625%
HK$107,927
+HK$5,404/mo
Deposit HK$2.13M · loan HK$19.17M · min. income ≈ HK$205,046/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$880,181 · Scale 2, in force from 26 Feb 2026)