LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,574
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$50,085
−HK$1,536/mo
Today · 4.125%
HK$51,621
baseline
▲ 0.50% · 4.625%
HK$54,762
+HK$3,141/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$103,242/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$880,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,039
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$55,488
−HK$1,470/mo
Today · 4.125%
HK$56,958
baseline
▲ 0.50% · 4.625%
HK$59,961
+HK$3,003/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$113,916/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$880,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,289
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$60,103
−HK$1,842/mo
Today · 4.125%
HK$61,945
baseline
▲ 0.50% · 4.625%
HK$65,714
+HK$3,769/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$123,890/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$880,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,846
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$66,586
−HK$1,764/mo
Today · 4.125%
HK$68,350
baseline
▲ 0.50% · 4.625%
HK$71,953
+HK$3,603/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$136,700/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$880,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,004
−HK$4,265/mo
▼ 0.25% · 3.875%
HK$70,120
−HK$2,149/mo
Today · 4.125%
HK$72,269
baseline
▲ 0.50% · 4.625%
HK$76,666
+HK$4,397/mo
Deposit HK$6.39M · loan HK$14.91M · min. income ≈ HK$144,538/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$880,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,654
−HK$4,087/mo
▼ 0.25% · 3.875%
HK$77,683
−HK$2,058/mo
Today · 4.125%
HK$79,741
baseline
▲ 0.50% · 4.625%
HK$83,945
+HK$4,204/mo
Deposit HK$6.39M · loan HK$14.91M · min. income ≈ HK$159,482/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$880,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,434
−HK$5,483/mo
▼ 0.25% · 3.875%
HK$90,154
−HK$2,763/mo
Today · 4.125%
HK$92,917
baseline
▲ 0.50% · 4.625%
HK$98,571
+HK$5,654/mo
Deposit HK$2.13M · loan HK$19.17M · min. income ≈ HK$185,834/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$880,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,270
−HK$5,255/mo
▼ 0.25% · 3.875%
HK$99,878
−HK$2,647/mo
Today · 4.125%
HK$102,525
baseline
▲ 0.50% · 4.625%
HK$107,929
+HK$5,404/mo
Deposit HK$2.13M · loan HK$19.17M · min. income ≈ HK$205,050/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$880,221 · Scale 2, in force from 26 Feb 2026)