LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,575
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$50,086
−HK$1,536/mo
Today · 4.125%
HK$51,622
baseline
▲ 0.50% · 4.625%
HK$54,763
+HK$3,141/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$103,244/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$880,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,040
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$55,489
−HK$1,470/mo
Today · 4.125%
HK$56,959
baseline
▲ 0.50% · 4.625%
HK$59,962
+HK$3,003/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$113,918/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$880,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,291
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$60,104
−HK$1,842/mo
Today · 4.125%
HK$61,946
baseline
▲ 0.50% · 4.625%
HK$65,715
+HK$3,769/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$123,892/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$880,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,848
−HK$3,503/mo
▼ 0.25% · 3.875%
HK$66,587
−HK$1,764/mo
Today · 4.125%
HK$68,351
baseline
▲ 0.50% · 4.625%
HK$71,954
+HK$3,603/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$136,702/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$880,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,006
−HK$4,264/mo
▼ 0.25% · 3.875%
HK$70,121
−HK$2,149/mo
Today · 4.125%
HK$72,270
baseline
▲ 0.50% · 4.625%
HK$76,668
+HK$4,398/mo
Deposit HK$6.39M · loan HK$14.91M · min. income ≈ HK$144,540/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$880,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,656
−HK$4,087/mo
▼ 0.25% · 3.875%
HK$77,685
−HK$2,058/mo
Today · 4.125%
HK$79,743
baseline
▲ 0.50% · 4.625%
HK$83,946
+HK$4,203/mo
Deposit HK$6.39M · loan HK$14.91M · min. income ≈ HK$159,486/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$880,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,436
−HK$5,483/mo
▼ 0.25% · 3.875%
HK$90,156
−HK$2,763/mo
Today · 4.125%
HK$92,919
baseline
▲ 0.50% · 4.625%
HK$98,573
+HK$5,654/mo
Deposit HK$2.13M · loan HK$19.17M · min. income ≈ HK$185,838/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$880,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,272
−HK$5,255/mo
▼ 0.25% · 3.875%
HK$99,880
−HK$2,647/mo
Today · 4.125%
HK$102,527
baseline
▲ 0.50% · 4.625%
HK$107,931
+HK$5,404/mo
Deposit HK$2.13M · loan HK$19.17M · min. income ≈ HK$205,054/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$880,265 · Scale 2, in force from 26 Feb 2026)