LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,576
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$50,087
−HK$1,535/mo
Today · 4.125%
HK$51,622
baseline
▲ 0.50% · 4.625%
HK$54,763
+HK$3,141/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$103,244/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$880,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,040
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$55,489
−HK$1,471/mo
Today · 4.125%
HK$56,960
baseline
▲ 0.50% · 4.625%
HK$59,962
+HK$3,002/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$113,920/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$880,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,291
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$60,104
−HK$1,842/mo
Today · 4.125%
HK$61,946
baseline
▲ 0.50% · 4.625%
HK$65,716
+HK$3,770/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$123,892/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$880,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,848
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$66,587
−HK$1,765/mo
Today · 4.125%
HK$68,352
baseline
▲ 0.50% · 4.625%
HK$71,955
+HK$3,603/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$136,704/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$880,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,006
−HK$4,265/mo
▼ 0.25% · 3.875%
HK$70,122
−HK$2,149/mo
Today · 4.125%
HK$72,271
baseline
▲ 0.50% · 4.625%
HK$76,668
+HK$4,397/mo
Deposit HK$6.39M · loan HK$14.91M · min. income ≈ HK$144,542/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$880,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,656
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$77,685
−HK$2,059/mo
Today · 4.125%
HK$79,744
baseline
▲ 0.50% · 4.625%
HK$83,947
+HK$4,203/mo
Deposit HK$6.39M · loan HK$14.91M · min. income ≈ HK$159,488/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$880,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,437
−HK$5,483/mo
▼ 0.25% · 3.875%
HK$90,156
−HK$2,764/mo
Today · 4.125%
HK$92,920
baseline
▲ 0.50% · 4.625%
HK$98,574
+HK$5,654/mo
Deposit HK$2.13M · loan HK$19.17M · min. income ≈ HK$185,840/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$880,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,272
−HK$5,256/mo
▼ 0.25% · 3.875%
HK$99,881
−HK$2,647/mo
Today · 4.125%
HK$102,528
baseline
▲ 0.50% · 4.625%
HK$107,932
+HK$5,404/mo
Deposit HK$2.13M · loan HK$19.17M · min. income ≈ HK$205,056/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$880,281 · Scale 2, in force from 26 Feb 2026)