LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,577
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$50,088
−HK$1,535/mo
Today · 4.125%
HK$51,623
baseline
▲ 0.50% · 4.625%
HK$54,765
+HK$3,142/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$103,246/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$880,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,042
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$55,491
−HK$1,470/mo
Today · 4.125%
HK$56,961
baseline
▲ 0.50% · 4.625%
HK$59,964
+HK$3,003/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$113,922/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$880,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,293
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$60,106
−HK$1,842/mo
Today · 4.125%
HK$61,948
baseline
▲ 0.50% · 4.625%
HK$65,718
+HK$3,770/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$123,896/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$880,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,850
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$66,589
−HK$1,765/mo
Today · 4.125%
HK$68,354
baseline
▲ 0.50% · 4.625%
HK$71,957
+HK$3,603/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$136,708/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$880,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,008
−HK$4,265/mo
▼ 0.25% · 3.875%
HK$70,124
−HK$2,149/mo
Today · 4.125%
HK$72,273
baseline
▲ 0.50% · 4.625%
HK$76,671
+HK$4,398/mo
Deposit HK$6.39M · loan HK$14.91M · min. income ≈ HK$144,546/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$880,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,658
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$77,688
−HK$2,058/mo
Today · 4.125%
HK$79,746
baseline
▲ 0.50% · 4.625%
HK$83,950
+HK$4,204/mo
Deposit HK$6.39M · loan HK$14.91M · min. income ≈ HK$159,492/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$880,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,439
−HK$5,483/mo
▼ 0.25% · 3.875%
HK$90,159
−HK$2,763/mo
Today · 4.125%
HK$92,922
baseline
▲ 0.50% · 4.625%
HK$98,576
+HK$5,654/mo
Deposit HK$2.13M · loan HK$19.17M · min. income ≈ HK$185,844/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$880,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,275
−HK$5,256/mo
▼ 0.25% · 3.875%
HK$99,884
−HK$2,647/mo
Today · 4.125%
HK$102,531
baseline
▲ 0.50% · 4.625%
HK$107,935
+HK$5,404/mo
Deposit HK$2.13M · loan HK$19.17M · min. income ≈ HK$205,062/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$880,343 · Scale 2, in force from 26 Feb 2026)