LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,578
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$50,089
−HK$1,535/mo
Today · 4.125%
HK$51,624
baseline
▲ 0.50% · 4.625%
HK$54,765
+HK$3,141/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$103,248/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$880,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,042
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$55,491
−HK$1,471/mo
Today · 4.125%
HK$56,962
baseline
▲ 0.50% · 4.625%
HK$59,964
+HK$3,002/mo
Deposit HK$10.65M · loan HK$10.65M · min. income ≈ HK$113,924/mo (50% DSR)
Upfront cash ≈ HK$11.53M (deposit + AVD stamp duty HK$880,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,293
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$60,106
−HK$1,843/mo
Today · 4.125%
HK$61,949
baseline
▲ 0.50% · 4.625%
HK$65,718
+HK$3,769/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$123,898/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$880,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,850
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$66,590
−HK$1,764/mo
Today · 4.125%
HK$68,354
baseline
▲ 0.50% · 4.625%
HK$71,957
+HK$3,603/mo
Deposit HK$8.52M · loan HK$12.78M · min. income ≈ HK$136,708/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$880,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,009
−HK$4,264/mo
▼ 0.25% · 3.875%
HK$70,124
−HK$2,149/mo
Today · 4.125%
HK$72,273
baseline
▲ 0.50% · 4.625%
HK$76,671
+HK$4,398/mo
Deposit HK$6.39M · loan HK$14.91M · min. income ≈ HK$144,546/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$880,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,659
−HK$4,087/mo
▼ 0.25% · 3.875%
HK$77,688
−HK$2,058/mo
Today · 4.125%
HK$79,746
baseline
▲ 0.50% · 4.625%
HK$83,950
+HK$4,204/mo
Deposit HK$6.39M · loan HK$14.91M · min. income ≈ HK$159,492/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$880,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,440
−HK$5,483/mo
▼ 0.25% · 3.875%
HK$90,159
−HK$2,764/mo
Today · 4.125%
HK$92,923
baseline
▲ 0.50% · 4.625%
HK$98,577
+HK$5,654/mo
Deposit HK$2.13M · loan HK$19.17M · min. income ≈ HK$185,846/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$880,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,276
−HK$5,255/mo
▼ 0.25% · 3.875%
HK$99,885
−HK$2,646/mo
Today · 4.125%
HK$102,531
baseline
▲ 0.50% · 4.625%
HK$107,936
+HK$5,405/mo
Deposit HK$2.13M · loan HK$19.17M · min. income ≈ HK$205,062/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$880,355 · Scale 2, in force from 26 Feb 2026)